Whether you need fast access to your cash or want to lock it away for a better return, there could be a NatWest Savings or Investment Account for you.
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Our NatWest Premier service is tailored to those who have one or more of the following: a minimum of £100k sole income or £120k joint income paid into your NatWest account; a minimum of £100k savings or investments held with us; a minimum £500k mortgage with us
Want to discuss your Premier savings options?
If you’d like to discuss savings or investment options in more detail, book a Financial Health Check with a Premier Manager today.
Fixed Term Savings
Put your money away for your future with our fixed term, fixed rate savings account.
Use this savings account to:
Fix your interest rate, so you know the amount of interest you'll get paid
Have interest paid monthly on your savings, as well as at maturity
Choose a term that will suit you - for either 1 or 2 years
Key Info:
Fix your savings pot on balances between £1 - £5,000,000
Terms of 1 or 2 years
£1 min. deposit
Interest Rate
AER/Gross p.a. (fixed)
You must be 16+ and a UK resident. Early closure charges may apply. Not eligible for Round Ups.
Fixed Rate ISA
Do you have a lump sum to start saving with? And don't want to touch your savings pot for a fixed term?
Use this fixed-interest savings account to:
Save for a fixed term of 1 or 2 years
Fix your savings interest rate, so you know the amount of interest you'll get paid
Get interest paid on your savings annually
Take advantage of your tax-free savings allowance
Key info
- Tax-free interest
- Terms of 1 or 2 years
- £1,000 min. deposit
AER/Tax-free p.a. (fixed)
You must be 18 or over and a UK resident for tax purposes. You can only subscribe to one cash ISA with NatWest Bank in any tax year up to £20,000. Not eligible for Round Ups.
Stocks & Shares ISA
Investments made simple
Use our investment account to:
Help you meet your long term financial goals
Make the most of tax-efficient investing
Help protect your money from the effects of inflation
Key info
- Start investing from £50
- Invest up to £20,000 in the current tax year
- Low fees so you keep more of any money you make
- 5 investment funds available from defensive to adventurous
- Managed by Coutts investment managers
The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.
Cash ISA
Want to get tax-free interest and have instant access on your savings?
Use this savings account to:
Make the most of your tax-free savings allowance
Have instant access to your savings
Get interest paid monthly on your savings
Key info
- Instant access
- Tax-free interest on balances up to £20,000
- Start with just £1
- Apply online in 5 minutes
AER/ Tax free p.a. (variable)
You must be 18 or over and a UK resident for tax purposes. You can only subscribe to one cash ISA with NatWest Bank in any tax year up to £20,000. Not eligible for Round Ups.
Digital Regular Saver
Join over 1.3 million NatWest customers* who save every month with our regular savings account.
Key info
- Instant Access
- Save between £1 - £150
- Apply online only in 5 minutes
AER/Gross p.a (variable)
Exclusively for current account customers, aged 16 and over. UK residents only.
Flexible Saver
Save on your terms with this instant access savings account - you can set aside what’s best for you.
Use this savings account to:
Save regularly, accessing your money anytime
Get interest paid monthly on your savings
Earn higher interest when saving £25,000 and over
Top up your savings with Round Ups
Exclusively for current account customers, aged 16 and over.
At a glance:
Instant access
Apply online in 5 minutes
Start with just £1
Interest rate
AER/Gross p.a (variable)
Calculate and compare your potential savings
Calculate and compare your potential savings
Enter a few details and get an idea of what your balance could look like.
Information Message
Our calculations are done with today's interest rates - these could change in the future. The projected balances below assume you won't withdraw any money.
Applicable savings accounts:
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Ready to start aiming for your financial goals?
Invest with confidence
If you’re looking to invest but don’t know where to start, we're here to help. From ISAs to pensions, with Premier Banking you can find out what type of investments work for you.
- Apply online and start investing from just £50.
- Once invested, your funds will be managed by Coutts investment managers, so they'll do the hard work for you.
- If you need any extra support , the Premier Banking Team can help you with your next step.
Investment values can fall and rise, your capital is at risk. Eligibility criteria, fees and charges apply.
Looking to start your investment journey? Discover more about NatWest Invest
Saving with us already?
Manage your existing savings account
- Find out about your interest rate and when you’ll be paid
- Try our tools and tips to help your savings grow
- Log in to manage your account (including closing an instant access account)
- Learn about your personal savings allowance.
Want to learn more?
Call us
Premier Banking Manager
Contact Premier 24 and we'll connect you with a Premier Banking Manager. They'll be happy to talk about your options and are available at a time that suits you.
Telephone: 0333 202 3330
International: +44 161 933 7239
Relay UK: 18001 0333 202 3330
Financial services compensation scheme
Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Read about the scheme and how it protects your money (PDF, 3.8MB).
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