Switch to a Premier Reward account and you could get up to £1,000. That’s £250 for switching to us, plus £750 in interest if you deposit £100k into a new Flexible Saver account.
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Premier eligibility criteria apply. To apply, you need to be 18+ and a UK resident. You need to also pay in £1,250 to an eligible NatWest account every month. You can only hold a maximum of 1 Reward account in your name, and 1 in joint names. £2 monthly fee. Switch offer T&Cs and restrictions apply.
Get up to £1,000 when you switch to NatWest Premier
Switch to a Premier Select or Premier Reward account and you could get £250, plus if you open a Flexible Saver account and deposit £100,000 you could get £750 as interest.
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Offer available to new and existing customers who haven't previously received a switch offer and did not hold a NatWest current account or savings account as of 10 March 2026. Limited availability. Offer may be changed, replaced, or withdrawn at any time.
How to get £250
1. Open a current account and switch to us
Apply for an eligible Premier account and request to switch an account with another bank to us using the Current Account Switch Service.
2. Within 60 days of switching
Deposit £5,000 - This can be made of multiple payments and must remain in the account for 24 hours.
Log in to our mobile app - You can log into the app on any device.
3. You're all set
When you've met these conditions, we'll pay £250 into your eligible account within 30 days provided the account remains open.
How to unlock £750
To be eligible for the £750 offer, within 60 days of your switch completing, you must:
1. Open a new Flexible Saver account
You can open the account prior to your switch completing and still be eligible for the £750 provided you meet all the requirements.
You do not need to wait for your £250 payment to open your Flexible Saver account.
2. Deposit £100k into your Flexible Saver
This can be made of multiple payments and must remain in the account for 30 consecutive days.
3. All done
When you've met these conditions, we'll pay £750 into your Flexible Saver account within 30 days.
Information Message
Specific premier account eligibility criteria apply. Monthly account fees may apply. Offer T&Cs and restrictions apply. You are not eligible for this offer if you're switching a current account from NatWest Group (Royal Bank or Ulster Bank NI). Joint accounts are not eligible for this offer. The £750 payment is subject to UK income tax as interest.
What is a Premier Reward account?
Premier Reward is a current account that offers a range of premium features and benefits.
You can earn Rewards and get at least 1% back on spending with our retail partners, while enjoying the money support and financial planning that comes with being a Premier customer.
Read on to discover what a Premier Reward current account could do for you, and how to apply
The Premier Reward account gives you:
Other Premier Reward benefits:
Arranged overdraft
There’s no fees for using our arranged overdraft – we only charge interest on the amount of overdraft you use. Representative APR 39.49% (Variable). How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Financial planning
Investment advice and support to make big financial decisions. Helping you and your family realise your life dreams.
Exclusive support
A team of real people on hand to guide you. Get access to expert help for any questions you have and support to reach your goals.
Premier Select
Eligible for our Premier Switch offer.
£0 a month
No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Not valid for ATM withdrawals. Other local fees may apply.
Arranged overdraft with £500 interest-free buffer available (subject to status).
One-to-one support for more complex financial decisions.
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Must be 18+ UK resident to apply.
Overdraft: Representative APR 20.1% (Variable). Other charges may apply.
How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Premier Reward Black
£36 a month
All the features of our Select and Reward accounts.
Entertainment, travel, insurance and reward benefits for you and your family.
Enjoy annual savings and still earn up to £9 a month in Rewards.
Information Message
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To apply, you must be an existing NatWest current account customer. Premier eligibility criteria applies. To earn £9 in Rewards, you need to set up two or more Direct Debits per month of at least £4.50 each. Earn £1 in Rewards monthly by logging into your app. App criteria apply.