See how investments could support your ambitions.
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The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, on going product fees and charges may apply.
Your goals, made possible
Saving for retirement, securing a new home, paying school fees, or planning a holiday, disciplined investing could help you achieve your goals
Creating good investing habits
Choosing patience over quick wins. Regular actions and long-term thinking may help you see consistent growth in your financial journey.
Navigating inflation
Inflation decreases the purchasing power of money over time. Investing over the long term could be a way to grow your wealth and stay on track despite rising costs.
Taking control of tax savings
ISAs can help keep your savings safe from tax. Pensions can support you saving more by giving tax relief on your income. These tools can help you plan ahead.
Diversifying can limit risk
By spreading money across shares, bonds, property, and regions, you could limit your exposure to risk. This gives you a steadier way to mitigate risk when markets shift.
Tax reliefs referred to are those applied under current legislation, which may change. The availability and the value of any tax relief will depend on your individual circumstances.
I feel ready to take the next step
We offer a range of investment options, including accounts which help you make the most of tax-efficient savings, like ISAs, Junior ISAs and pensions:
- Start from £50.
- Choose from five ready-made investment funds managed by our experts at Coutts.
- Manage your investments online.
- Activate, pause, or change monthly payments to suit your budget.
You'll pay a fee of 0.55% on your investment. That’s only 55p for every £100.
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I want to take the next step with one-off expert advice
Our Online Investment Advice Service makes investing simple and supportive:
- Find out if investing works for you and check your budget.
- Get clear expert advice on the right fund for your needs.
- No fees if investing isn’t the right choice for you.
With Natwest Premier, you'll pay a one-off £200 fee for advice when you invest. This is charged per advice given.
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This service is designed for customers with at least £10,000 of investable assets.
I want on-going support and investment advice
Make your investments work harder for you and your future with our advice:
- We can guide you through funds and portfolios built for your needs.
- Learn how combining investments might lower your costs.
- Support for long-term growth. Get expert advice for brighter money goals.
With NatWest Premier, you’ll pay a one-off, flat fee of £3,000 (plus VAT) and get access to a range of investment advice services.
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This service is designed for Premier customers with at least £250,000 of investable assets. This includes any savings or even pension sums.
All our investment solutions are managed by Coutts. All advice and recommendations will be restricted to investment and protection products on the panel of products available to the financial planner.
Stocks and Shares ISA
An easy, tax-efficient way to get started
Invest up to £20,000 in the current tax year with no UK Income or Capital Gains Tax.
Move your other ISAs to us and see everything in one place.
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General Investment Account
A flexible way to invest, when you've used your ISA allowance
You can invest an unlimited amount, have flexible access to your money, and manage it alongside other NatWest accounts. Any returns may be subject to UK Income and Capital Gains Tax.
You can withdraw money from a General Investment Account whenever you like, but it is designed for the long-term.
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Personal Pension
A tax-efficient path to financial security in retirement
Choose a ready-made investment that suits your retirement goals and investment style if you don't have a workplace pension
Transfer existing pensions for a clearer view of your retirement plans (exit fees may apply)
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Junior Stocks and Shares ISA
Give your child a head start with investing
Invest an initial amount of £50 or set up a regular monthly payment from just £10.
Invest up to £9,000 per child for the current tax year with no UK Income or Capital Gains Tax.
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Transfer Your ISAs or Pensions. Earn Up to £5,000
- Transfer them to us and let the investment experts at Coutts manage your money for you.
- Simply check your investments all in one place on your mobile app.
- As a reward for transferring ISAs and pensions to us, you could get a cash reward from £50 to £5,000 depending on the total value you transfer.
- To qualify for the cash reward, transfer between 2nd November 2026 and 2nd March 2027. Exclusions, Terms and Conditions (T&Cs) apply.
Transparent fees
We keep fees low so you can make the most of your money. Fees are 0.55% of your investment, which is 55p for every £100.
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Simple, ready-made funds
Choose from our five specially designed ready-made funds, tailored to match your risk preference, and you could see your money grow over the long term
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Experts you can trust
NatWest investments are managed by Coutts. With more than 300 years of experience, Coutts is part of a private banking and wealth management business managing more than £125bn in assets under management and administration..
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1. Select the investment account you want
Consider what you want to achieve from investing money. Then explore our range of investment accounts from ISAs to Pensions (listed above) to find the right one for you.
2. Tell us how much you want to invest
Think about how much you want to invest. You can choose to invest monthly or as a one-time amount. For some products you can always add more whenever you like. ISAs, Junior ISAs and pension have limits as to how much you can add without incurring UK Income and Capital Gains tax.
3. Pick one of five investment funds
Our experts at Coutts have built funds to suit different risk preferences from defensive to adventurous. You simply need to pick what suits your goals the most. All the funds are listed below.
4. Easily open your investment account online
Once you’ve decided, you can apply online using Online Banking.
Where will you invest my funds?
Our five ready-made investment funds are well-diversified. They invest in a wide range of organisations and industries around the world.
You can find out where we’ll invest your money by checking the latest available fund factsheets.
How are the ready-made funds performing?
Compare the ready-made investment funds and their potential for returns.
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How can your money lose value over time?
Learn more about how inflation can affect your investments.
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