Premier Insurance

Home Insurance

1 in 10 chance to win back the cost of your premier insurance

Get an enhanced level of cover with NatWest premier insurance for your home, car or pet. You can choose to take these seperately or together in one easy to manage portfolio with one payment and one renewal date. 

Plus, if you purchase a new policy before 18th July, you will be entered into a prize draw for a 1 in 10 chance to win back the cost of your annual premium.

New policies, UK residents and over 18s only, policy must be active at time of draw, T&Cs apply. See how your data will be used in conjunction with this prize draw. 

Enhanced cover for your home and valuables

Enjoy a comprehensive level of buildings and contents cover - with accidental damage cover automatically included for any unexpected mishaps. Specialist cover for valuable items, such as jewellery or fine art; without needing to list individual items worth less than £10,000.

Buildings and Contents cover subject to terms and conditions. Premier Home Insurance is underwritten by U K Insurance Limited.

Cover highlights

Cover highlights

Buildings cover

Unlimited buildings cover with accidental damage included as standard for any unexpected mishaps. Subject to terms and conditions.

Contents cover

Unlimited cover with accidental damage and worldwide cover for up to 60 days included as standard. Subject to terms and conditions.

Business equipment

Included up to £15,000. Subject to a limit of up to £2,500 for any one item or for stock.

Interest-free monthly payments

Included. Subject to eligibility and credit agreement.

Amendments or cancellation

No admin fees for mid-term amendments or cancellation.

Get in touch

Help to find the right level of cover

If understanding the value of your home and contents would help you get the right level of cover, the home appraisal team can visit your home to help you.

Update or change your policy

Call the Premier Insurance team if you need to update your policy.

Make a home insurance claim

With Premier Home Insurance cover, you can call 24 hours a day, 7 days a week.

Change your renewal preference

Home contents calculator

Use this handy tool to calculate the contents of your home to know the amount you may need to insure. 

Important information

Please take some time to read or download and save these documents. For full details of cover, any limitations and significant exclusions, please view the Premier Home Insurance Policy document below.

'What you need to know' paper copy

Your ‘What You Need to Know’ is available in a paper format. Let us know if you’d like this posted to you.

I'm ready to get a quote

It's important for you to understand how we use and share your information. Please read this short summary before you continue.

How do you want to contact us?

Call us

You can reach the Premier Insurance team on:

Telephone: 0345 246 2105 
Minicom: 0800 404 6161

Lines are open Mon to Fri 8am - 6pm, Sat 9am - 5pm.
Excluding public holidays.

Calls may be recorded.

Not sure Premier Home Insurance is for you?

You can view all the home insurance cover options available by visiting the NatWest Personal website.