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Premier insurance

Home insurance

Insure your home, car or pet and be in with a 1 in 7 chance of winning back your annual premium

Get an enhanced level of cover with NatWest premier insurance for your home, car or pet. You can choose to take these seperately or together in one easy to manage portfolio with one payment and one renewal date.

Plus, if you take out Natwest premier insurance between 16th January and 27th March, you will be entered into a draw where you could win back the cost of your annual  insurance premium.

New policies, UK residents & over 18’s only, policy must be active at time of draw, T&Cs apply. See how your data will be used in conjunction with this prize draw. 

Enhanced cover for your home and valuables

Enjoy a comprehensive level of buildings and contents cover - with accidental damage cover automatically included for any unexpected mishaps. Specialist cover for valuable items, such as jewellery or fine art; without needing to list individual items worth less than £10,000.

Cover highlights

Cover highlights

Buildings cover

Unlimited buildings cover with accidental damage included as standard for any unexpected mishaps. Subject to terms and conditions.

Contents cover

Unlimited cover with accidental damage and worldwide cover for up to 60 days included as standard. Subject to terms and conditions.

Business equipment

Included up to £15,000. Subject to a limit of up to £2,500 for any one item or for stock.

Interest-free monthly payments

Included. Subject to eligibility and credit agreement.

Amendments or cancellation

No admin fees for mid-term amendments or cancellation.

Get in touch

Help to find the right level of cover

If understanding the value of your home and contents would help you get the right level of cover, the home appraisal team can visit your home to help you.

Update or change your policy

Call the Premier Insurance team if you need to update your policy.

Make a home insurance claim

With Premier Home Insurance cover, you can call 24 hours a day, 7 days a week.

Change your renewal preference

Home contents calculator

Use this handy tool to calculate the contents of your home to know the amount you may need to insure. 

Important information

Please take some time to read or download and save these documents. For full details of cover, any limitations and significant exclusions, please view the Premier Home Insurance Policy document below.

'What you need to know' paper copy

Your ‘What you need to know’ is available in a paper format. Let us know if you’d like this posted to you.

I'm ready to get a quote

It's important for you to understand how we use and share your information. Please read this short summary before you continue.

How do you want to contact us?

Call us

If you are looking for enhanced levels of cover, in the first instance contact your Premier Banking Manager to arrange an appointment. If you are looking to speak to someone directly about your insurance needs, you can reach the Premier Insurance team on:

Telephone: 0345 246 2105 
Relay UK: 18001 0345 246 2105


Sales, renewals and amendments teams:
Monday – Friday 8am – 8pm
Saturday – 9am – 5pm

Claims teams:
Monday – Friday 8am – 6pm
Saturday – 9am – 12.30pm 

Excluding public holidays.

We do understand that emergencies can happen at any time, so should you need help outside of these times, we have you covered with our out of hours service. This is available on the same number and they can provide advice and help should you need it outside of our opening hours; 24 hours a day, 7 days a week.

Calls may be recorded.

Not sure Premier Home insurance is for you?

You can view all the home insurance cover options available by visiting the NatWest Personal website.