To apply for a loan online, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months).
If you are a Premier customer, we may be able to offer you a preferential rate on your loan.
How do I see my personalised rate?
It can take around 10 minutes to apply online when you use Online Banking, and we'll pre-fill some of your information to make your application faster.
You could get your loan funds on the same day if you apply online, are unconditionally accepted and sign your loan documents before 5.45pm Mon – Fri (excludes Bank Holidays).
Sometimes we need to contact you for more information, so it can take a little longer.
We offer loans over £50,000 exclusively to our Premier customers.
How do I apply for a loan over £50,000?
Before you apply, we need to check you're happy with a few things.
At the start of your application, we’ll let you know if you could get a loan – and your personalised rate – without affecting your credit score. It’s then up to you if you want to go ahead.
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
