Manage your Premier account

You'll need your debit card before you can get started.

1. You'll start earning Rewards the next business day after opening your Reward account and you can view your balance in Online or Mobile Banking.
2. See your personalised offers and where you can earn at MyReward partner retailers. You can only see these offers once you log in to MyRewards.
3. To exchange your Rewards for money, trading up with our Reward partner retailers or donating your Rewards.

Last year our customers earned an average of 6% back in Rewards when using their NatWest Debit card at our partner retailers. Based on Rewards earned vs. amount spent in 2022.

Set up your account

Earn £9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each. Plus, £1 a month back in Rewards when you log in to our Mobile Banking app.

Earn at our partner retailers. Last year our customers earned an average of 6% back in Rewards when using their NatWest Debit card at our partner retailers. Based on Rewards earned vs. amount spent in 2022.

You'll need to pay at least £1,250 into your NatWest account every month.

What you should know

Payments to billing organisations which are for other services such as maintenance, repairs or insurance will not earn Rewards.

Set up a Direct Debit

As soon as your available Rewards balance is the equivalent of £5 or more, you can login to MyRewards to exchange them. To login you will need to register, using your debit card. You can then choose from the following:

Bank it

Convert your Rewards into money by simply transferring it into your NatWest bank account. It takes 5 days to clear into your chosen account.

Trade up

Exchange your Rewards for gift cards or codes at our selected partner retailers.

Donate

Convert your Rewards into money and donate it to one of our chosen charities.

Login to exchange your Rewards

You can earn Rewards every time you shop with our Reward credit card, Representative 23.7% APR (variable). 

What Rewards will you earn?

• 1% on your supermarket shop (0.5% at their petrol stations)
• Between 1-15% when you shop at selected MyRewards retailers
• 0.5% everywhere else you like to shop

Plus, you'll get emails every month with spend offers from our selected retailers.

More about our Reward credit card

Annual fee applies, but we'll refund it if you already hold a Premier Reward current account.

To apply, you must be 18+, earning at least £10k per year and a mainland UK resident.

You'll need your debit card before you can get started.

1. You'll start earning Rewards the next business day after opening your Reward account and you can view your balance in Online or Mobile Banking.
2. See your personalised offers, where you can earn at MyReward partner retailers.  You can only see these offers once you log in to MyRewards.
3. To exchange your Rewards for money, trading up with our Reward partner retailers or donating your Rewards.

Last year our customers earned an average of 6% back in Rewards when using their NatWest Debit card at our partner retailers. Based on Rewards earned vs. amount spent in 2022.

Set up your account

Earn £9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each. Plus, £1 a month back in Rewards when you log in to our Mobile Banking app.

Earn Reward at our partner retailers. Last year our customers earned an average of 6% back in Rewards when using their NatWest Debit card at our partner retailers. Based on Rewards earned vs. amount spent in 2022.

You'll need to pay at least £1250 into your NatWest account every month.

What you should know

Payments to billing organisations which are for other services such as maintenance, repairs or insurance will not earn Rewards.

Set up a Direct Debit

As soon as your available Rewards balance is the equivalent of £5 or more, you can login to MyRewards to exchange them. To login you will need to register, using your debit card. You can then choose from the following:

Bank it

Convert your Rewards into money by simply transferring it into your NatWest bank account. It takes 5 days to clear into your chosen account.

Trade up

Exchange your Rewards for gift cards or codes at our selected partner retailers.

Donate

Convert your Rewards into money and donate it to one of our chosen charities.

Login to exchange your Rewards

You can earn Rewards every time you shop with our Reward credit card, Representative 23.7% APR (variable) 

What Rewards will you earn?

• 1% on your supermarket shop (0.5% at their petrol stations)
• Between 1-15% when you shop at selected MyRewards retailers
• 0.5% everywhere else you like to shop

Plus, you'll get emails every month with spend offers from our selected retailers.

More about our Reward credit card

Annual fee applies, but we'll refund it if you already hold a Premier Reward current account.

To apply, you must be 18+, earning at least £10k per year and a mainland UK resident.