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Life Insurance, for you and your loved ones

As a Premier customer, you will qualify for an additional reward. With Life Insurance or Life Insurance with Critical Illness, get 10% off your premium. With Over 50s Life Insurance, get up to 10% more cover or up to 10% off your premium, depending on how you choose to quote. 

Defaqto 5-star rating for Life Assurance (Direct)

Life Insurance

Life Insurance

Life Insurance pays out a sum of money if, while you’re insured, you die or are diagnosed as terminally ill. The payment could help clear a mortgage or provide financial support for your family.

Choose the amount of cover you need, how long it will last and whether the policy covers you or you and your partner.

Available to customers aged 18 to 77 at the time of applying. Critical Illness Cover can only be purchased with a Life Insurance policy.

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Over 50s

Over 50s is a single-person life insurance policy for people aged 50 to 80.

Choose the amount of cover you want or the amount you would like to pay each month. You can hold more than one Aviva Over 50s life insurance policy with us, provided your combined monthly premiums do not exceed £100.

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When life insurance may be relevant

Life insurance can help protect the financial position of the people who matter to you. It may be relevant whether you are building your financial commitments, supporting a family or considering the legacy you want to leave.

Life Insurance is available to customers aged 18 and over. You can also consider adding Critical Illness Cover, which covers 52 illnesses.

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Why consider life insurance?

If you die while covered, life insurance can provide a lump sum to help your family manage financial commitments such as:

 

  • Mortgage or rent payments
  • Household bills
  • Childcare and everyday living costs
  • Outstanding debts or other financial commitments

It could provide financial support for the people who depend on you at a difficult time.

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When might you review your life insurance needs?

Your protection needs may change as your personal and financial circumstances evolve. You may want to review life insurance when you:

 

  • Buy a home or take out a mortgage
  • Take on significant borrowing or other financial commitments
  • Move home
  • Get married or enter a long-term partnership
  • Have children or other dependants
  • Experience a change in your health
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Choose an e-Gift Card from over 100 retailers

If you take out a life insurance policy online with Aviva, you may be able to claim up to £100 for a Love2shop e-Gift Card once you’ve made six monthly payments. 

Restrictions and minimum premium apply

Monthly Premium       Gift card value
Up to £11.99£50
£12 and above£100

Find out more about the cover with Aviva. The gift card offer is not included within the standard policy benefits and can be withdrawn or changed at any time. 

(T&Cs and exclusions apply to this offer and gift card).

Average Pricing Table

Illustrative quotes only - not a quote or recommendation.

Key notes:

  • Figures shown are based on historic Aviva data for single-policy, non-smoker, non-related customers and are provided for general information only. Actual price, term and cover may differ based on personal details, health and underwriting.
  • This table provides a general, high-level illustration of typical insurance premiums, terms and cover amounts. It must not be used to suggest whether life insurance is suitable for a customer or whether they should proceed. 
  • It does not take account of personal circumstances, exclusions, health conditions, or alternative options such as not taking cover. 

January-September 2025 figures.

Introducing Aviva DigiCare+

When you open a new Life Insurance Plan, Critical Illness Plan, or Over 50s Life Insurance Plan you will have access to the Aviva DigiCare+ app. 

With Aviva DigiCare+ you will get:

Unlimited 24/7 Digital GP

Quick access to unlimited digital GP consultations with a private UK registered GP, available 24/7, 365 days a year to you, your partner and children up to age 18 (or 21 if they’re in full time education)

Second Opinion Service

Access to an expert second opinion and treatment recommendation following a recent diagnosis, from a UK-based consultant.

Mental Health Support

Help and support for a wide range of mental health conditions, with quick access to qualified therapists via video or telephone consultations.

Nutritional Support

Expert nutritional advice and guidance on how to improve your eating habits as part of a healthy lifestyle.

Personal Training Service

Access to personal trainer consultations and a personalised fitness plan, to help set your fitness goals and talk through any challenges.

Important Information

These are not savings or investment products. They will only payout out on a successful claim. If premiums aren’t paid when due, or if the policy is cancelled, then the plan will end and you’ll get nothing back.

NatWest will be paid commission or referral fees for any life insurance taken out with Aviva through us. The commission or referral fee will be included in your premium. 

Need Extra Help

Call Aviva on 0800 056 6386

Relay UK: 18001 0800 056 6386

Opening hours: Monday – Friday: 8am-6pm, Saturday and Sunday: closed. Excluding public holidays.

More information on managing your life insurance.