To apply for any of these accounts, you must be 18+ and a UK resident. Specific account criteria and eligibility apply.
Premier Select
£0 a month
Eligible for our £175 Switch offer.
Get 24/7 support from Premier 24 and help to invest in your future.
- No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Not valid for ATM withdrawals. Other fees may apply.
- Get an arranged overdraft with a £500 interest-free buffer (subject to status).
For new and existing NatWest customers. Must be 18+ and a UK resident to apply.

Premier Reward
£2 a month
Eligible for our £175 Switch offer.
Get 24/7 support from Premier 24 and help to invest in your future.
- £9 a month back in Rewards for having two Direct Debits - they need to be at least £4.50 each.
- £1 a month in Rewards just for logging into our mobile app.
- Earn at least 1% at partner retailers when you use your NatWest debit card.
For new and existing NatWest customers. Must be 18+, a UK resident and pay in at least £1,250 to an eligible NatWest account every month. T&Cs apply.
How to open a joint bank account
To get a joint account, you’ll first need to open a sole account and then add someone to it. You can choose an account you already have or set up a completely new one. To find out the best way for you to add someone to your account, you can use the filters below:
2. Within 60 days of switching
Pay in £1,250
This can be made of multiple payments and must remain in the account for 24 hours.
Log in to our mobile app
This can be done on any device that supports the NatWest mobile banking app.
Fancy an extra £50?
Here's how it works:
Open a Digital Regular Saver (DRS) within 60 days of completing your switch to us. Once you receive your £125, we'll then add another £50 to your DRS within 30 days.
Total earned? £175!