Joint bank accounts
£150 to Switch & Stay offer now live on selected accounts
How to set up a joint bank account online
Our £150 Switch & Stay offer
Switch to us to get our offer of £100, and an extra £50 if you stay.
If your switching into a joint account from another bank, you will need to request the switch once your account is in joint names.
Alternatively if your switching in an account in your name only, you can start your switch as soon as you have an account open in your name.
How the offer works
Apply to Switch
For initial £100
For an extra £50
What you need to know
We may end this offer at any time, and to be eligible, you must apply via our mobile app or website.
If you’ve had any cash back for switching to us (or Royal Bank of Scotland/Ulster Bank) since October 2017, you won’t be eligible for this offer.
We cannot switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Types of joint bank account
You can set up a joint bank account with a range of our savings and current account products, excluding Student and Adapt (child) accounts;
NatWest Select eligible for £150 Switch & Stay offer - our basic everyday banking account, with the features you'd expect from a standard account, and no fee.
Our Reward current accounts eligible for £150 Switch & Stay offer - earn £4 a month back in Rewards for 2 or more Direct Debits - 2 of those Direct Debits needs to be at least £2 each. Plus, earn an extra £1 a month back in Rewards with 1 mobile app log in. You can also earn at least 1% on spend with our Partner Retailers. Some Reward accounts also include additional benefits, such as mobile phone insurance and travel insurance. Monthly fees apply.
Premier bank accounts eligible for £150 Switch & Stay offer - these accounts provide benefits for higher net worth customers to help you get the most from your finances.
Joint savings accounts - a joint savings account can help you save together. Using our Mobile App, you can set up a goal and track your joint progress towards a dream holiday, or perhaps a rainy day fund. Savings accounts are not included in current Switch & Stay offer.
Learn more about joint savings accounts
To apply for any of these accounts, you must be 18+ and a UK resident. Specific account criteria and eligibility apply.
What does a joint bank account mean?
Having a joint bank account is the same as having your own, except two people have control over the account, including any arranged overdraft (subject to approval).
Both people can spend money from the account, and we'll give you a Contactless Visa Debit Card each. You'll also be able to manage your joint bank account together using our Mobile Banking app, or via Online Banking.