Premier Insurance

Car Insurance

On this page:

Cover highlights

Emergency contacts

Make a claim

Update your policy

Get a quote

Want to insure your home and get a great little treat to go with it?

Choose a £20 e-voucher from over 100 retailers when you take out a new, or renew your existing home insurance policy before 7th November. You will receive an e- voucher code automatically as long as:

you’re a UK resident and take out your policy between 28th August 2023 and 7th November 2023
the policy isn't cancelled within 31 days of start date

One voucher per household and terms apply. Underwritten by U K Insurance Limited.

Start a quote

Many cars, one policy

Insure multiple cars on one policy, and the main driver of each vehicle earns and keeps a no claim discount. If your car is written off within 24 months of first registration, your car will be replaced with a new vehicle of the same make and model. Travel to Europe? Enjoy cover for up to 90 days.

Premier Car Insurance is underwritten by U K Insurance Limited

Cover highlights

Cover highlights

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Cover multiple cars under one policy

Save time and paperwork by combining multiple cars under one payment and one renewal date.

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Multi-car policy detail

If you make a claim you will have a dedicated claim handler.

For vintage cars, cover is only available in conjunction with your main vehicle.

No claim discount

There’s no additional cost to protect your no claim discount. Insure multiple cars with the main driver of each vehicle earning and keeping their own no claim discount.

Travel to Europe

Unlimited trips within the European Union up to a total of 90 days per year.

Uninsured loss recovery

Protection if you have an accident involving your car where you are not to blame. This is included at no additional cost.

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Uninsured loss recovery detail

If you have an accident involving your car where you are not to blame:

Legal costs of up to £100,000 will be provided to help you to claim, where no other insurance policy will cover your losses, as long as there is a better than 50% chance that your claim will succeed.

Examples of what you may claim for include compensation for personal injury, loss of earnings and accident repair costs if you don’t have comprehensive cover.

How does it work?

If your claim is accepted, a solicitor will be appointed to act for you, and they will handle all aspects of your claim such as:

Evaluating what you can claim for and the chance that your claim will succeed.

Locating specialists such as a medical expert or counsel. The specialist charges will be met by this Motor Legal Protection policy.

Negotiating with the person responsible and their insurers.

Starting legal proceedings if necessary.

The appointed solicitor is regulated by the Law Society which, in addition to the high standards of service you would expect from NatWest, ensures that you receive a professional legal service.

Please see your insurance policy documents.

Accidents, breakdowns or damage to your car

Cover in the event of an accident, breakdown or damage to your car.

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Accidents, breakdowns or damage to your car detail

24-hour accident recovery helpline. Optional breakdown service provided by Green Flag.

If your car is written off within the first 24 months of vehicle registration, you’ll be provided with a brand new replacement vehicle.

Courtesy car while your car is being repaired after an accident (subject to availability from an approved repairer). This is guaranteed within 24 hours of registering a claim if you need one, available for 21 days. Optional enhanced cover up to £4,000 towards hiring a replacement vehicle that similar to your current model.

Personal cover of up to £30,000 if you and your partner are in a motor accident.

Windscreen or glass replacements won’t affect your no claim discount –subject to payment of policy excess.

Theft or lost keys

Cover for possessions left in your car and audio equipment in the event of a theft or attempted theft.

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Cover for theft or lost keys

Up to £1,000 cover for possessions left in your car in the event of a theft or attempted theft. If you choose Premier home contents cover, your possessions are covered up to your full sum insured anywhere in the world.

In-car audio equipment cover up to the market value of the vehicle. Unlimited cover on all manufacturer fitted audio, satellite navigation and entertainment equipment.

Unlimited cover for loss or theft of car keys.

Windscreen or glass replacements won’t affect your no claim discount – subject to payment of policy excess.

Get in touch

Emergency contacts

Find the numbers you need in the event of an accident or breakdown.

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Emergency contacts detail

You can call 24/7 if you are involved in an accident:

Telephone: 0345 246 2105
TypeTalk: 18001 0345 246 2105

If you have optional breakdown cover with Green flag, call:

Telephone 0800 533 5218
TypeTalk 18001 0800 533 5218

Calls may be recorded.

Update or change your policy

Call the Premier Insurance team if you need to update or change your policy.

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Change or update your policy detail

No admin fees for mid-term amendments or cancellation.

To make changes to your policy, call:

Telephone: 0345 246 2105
TypeTalk: 18001 0345 246 2105

Lines are open Mon to Fri 8am - 6pm, Sat 9am - 5pm.
Excluding public holidays.

Calls may be recorded.

Make a Car Insurance claim

With Premier Car Insurance cover, you can call 24 hours a day, 7 days a week.

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Make a claim detail

A dedicated claims handler will deal with your case as quickly as possible, with minimal paperwork.

If you’re claiming for something that has been stolen, you should always report the incident to the police before doing anything else.

Call the Premier Insurance claims team on:

Telephone: 0345 246 2105
TypeTalk: 18001 0345 246 2105

Common questions about making a claim

Change your renewal preference

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Change your renewal preference

If you would like to lapse your cover from your renewal or change the automatic renewal setting on your policy, you can reach the Premier Insurance team on:

Telephone: 0345 246 2105
TypeTalk: 18001 0345 246 2105

Lines are open Mon to Fri 8am - 6pm, Sat 9am - 5pm.
Excluding public holidays.

Calls may be recorded.

Important information

Please take some time to read or download and save these documents. For full details of cover, any limitations and significant exclusions, please view the Premier Car Insurance Policy document below.

'What you need to know' paper copy

Your ‘What You Need to Know’ is available in a paper format. Let us know if you’d like this posted to you.

I'm ready to get a quote

It's important for you to understand how we use and share your information. Please read this short summary before you continue.

How do you want to contact us?

Call us

If you are looking for enhanced levels of cover, in the first instance contact your Premier Banking Manager to arrange an appointment. If you are looking to speak to someone directly about your insurance needs, you can reach the Premier Insurance team on:

Telephone: 0345 246 2105
Relay UK: 18001 0345 246 2105

Lines are open Mon to Fri 8am - 6pm, Sat 9am - 5pm.
Excluding public holidays.

Calls may be recorded.