Premier eligibility criteria apply. To apply, you need to be 18+, a UK resident and pay in at least £1,250 monthly to an eligible NatWest account. You can only hold a maximum of 1 Reward account in your name, and 1 in joint names. £2 monthly fee. Switch offer T&Cs and restrictions apply.
Switch to a Premier Select or Premier Reward account and you could get £250. Plus if you open a Flexible Saver account and deposit £100,000, you could get £750 as interest.
Offer available to new and existing customers who haven't previously recieved a switch offer and did not hold a NatWest current account or savings account as of 10 March 2026. Limited availability. Offer may be changed, replaced, or withdrawn at any time.
Open a current account and switch to us
Apply for an eligible Premier account and request to switch an account with another bank to us using the Current Account Switch Service.
Then, within 60 days of switching:
Deposit £5,000
Log in to our mobile app
When you've met these conditions, we'll pay £250 into your eligible account within 30 days, provided the account remains open.
The deposit can be made of multiple payments and must remain in the account for 24 hours. You can log into the app on any device.
To be eligible for the £750 offer, within 60 days of your switch completing, you must:
Open a new Flexible Saver account
Deposit £100k into your Flexible Saver
When you've met these conditions, we'll pay £750 into your Flexible Saver account within 30 days.
The deposit can be made of multiple payments and must remain in the account for 30 consecutive days.
Good to know
You can open the account before your switch completes and still get the £750, as long as you meet all requirements. You don’t need to wait for the £250 to open your Flexible Saver.
To make sure this account is right for you, please take your time to understand how you can earn and exchange Rewards. Not sure yet? Take a look at our Premier Select everyday bank account with no monthly fee.
Before you apply for a bank account with us, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
To join Premier you’ll need at least one of the following:
at least £100k sole income or £120k joint income paid into your NatWest account,
or a minimum of £100k savings or investments held with us,
or a £500k+ mortgage with us.
You can apply if you:
are aged 18+ and a UK resident,
will pay in at least £1,250 each calendar month to any eligible current account you have with us.
You should also think about whether you want an overdraft or not.
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Online Banking - not posted. Please take some time to review, print and/or save the important information.
Eligible for our Premier Switch offer.
£0 a month
No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Not valid for ATM withdrawals. Other local fees may apply.
Arranged overdraft with £500 interest-free buffer available (subject to status).
One-to-one support for more complex financial decisions.
Must be 18+ UK resident to apply.
Overdraft: Representative APR 20.1% (Variable). Other charges may apply.
How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
£36 a month
All the features of our Select and Reward accounts.
Entertainment, travel, insurance and reward benefits for you and your family.
Enjoy annual savings and still earn up to £9 a month in Rewards.
To apply, you must be an existing NatWest current account customer. Premier eligibility criteria applies. To earn £9 in Rewards, you need to set up two or more Direct Debits per month of at least £4.50 each. Earn £1 in Rewards monthly by logging into your app. App criteria apply.
