Reward Black account insurance cover

All your vehicles are covered - Your policy covers any privately registered vehicle you travel in, anywhere in the UK and Europe. It also covers your vehicle if it is being driven by someone else with your permission.

Roadside Assistance - Anywhere in the UK and Europe.

At Home - Get help when your vehicle won't start at home.

National Recovery - If the AA can't get your vehicle going, they'll take you and your vehicle to a destination of your choice.

Onward Travel - If your vehicle can't be fixed at the roadside, the AA can help you complete your journey. This may be by arranging a replacement vehicle, booking you a night's accommodation or funding alternative transport costs (i.e. rail fares) where appropriate.

Accident Assist - A 24/7 accident claims service. The AA will handle your insurance claim - at no additional cost - no matter which company insures you.

Full details on car breakdown cover

Doesn't cover any repair costs once the insured vehicle has been transported to a garage or repairer.

Repeat call-outs for the same fault within 28 days won't be covered.

All vehicles must meet legal requirements - insured, taxed and with a valid MOT.

All vehicles must be within 3.5 tonnes, no wider than 2.55m, and in Europe no longer than 7m or higher than 3m. Motorbikes under 200cc are not covered in Europe.

In the event of a breakdown, please register and track this on the AA app or call:

UK: 0345 601 7188
Relay UK: 18001 0345 601 7188
Europe: +44 (0) 345 601 7188

Covered up to £750 including VAT.

Cover applies for two homes – your main residence and any second you own in the UK (excluding properties you rent out).

The home must be owned by you and be your permanent, or secondary, private place of residence. 

Your home must be in the United Kingdom or the Isle of Wight.

External water supply pipes.

Boilers over 10 years old, or with an output over 75kw.

Any emergency, if your home has been unoccupied for more than 60 consecutive days.

Detached garages and outbuildings.

Homes in Northern Ireland, the Channel Islands, the Scilly Isles and the Isle of Man.

Your Home Emergency cover is not a household buildings or contents insurance policy, or an equipment maintenance contract.

 
If you suffer an Emergency at your Home please call us on:

Telephone: 0345 601 7188
Relay UK: 18001 0345 601 7188