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Are you prepared for your retirement?

NatWest Premier can guide you through your next steps.

Coutts manage our investment funds

What do you want from your retirement plan?

Explore the things that could help you feel more prepared for the retirement you want.

Get Clarity and Confidence

Picture the retirement you want and understand what it could take to achieve it.

  • Think about the lifestyle you want in retirement
  • See whether your pensions, savings and investments could support your plans
  • Consider what retirement looks like for you and the people important to you.

Understand and grow your wealth

Bring your finances together and understand how they could work harder for your retirement.

  • Get a clearer picture of your pensions, savings, investments, property and income
  • How inflation, investment performance and living longer could affect your plans
  • Consider how tax could affect your pensions, savings and investments.

Turn your wealth into income

Explore how your pensions and savings could provide an income throughout retirement.

  • Plan your move from working life into retirement.
  • Understand the income you may need as your spending changes.
  • Think about creating a flexible, sustainable approach to spending in retirement.

Protect your retirement

Help keep your retirement plans, pensions and investments safe.

  • Know how to recognise scams and fraud.
  • Be cautious about unexpected or unsuitable approaches concerning your pension or investments.
  • Understand the steps you can take to help protect your retirement finances.

Saving for the retirement you want?

Government analysis estimates that 43% of working-age people are under saving relative to their target retirement rate, equivalent to 14.6 million people. 

Information Message

Source: Department for Work & Pensions Official Statistics - Analysis of Future Pension Incomes 2025

Ways to financially prepare for retirement

Explore options that could help you plan, save and invest for your future.

Pensions

Explore options to build retirement savings and make your money work harder for your future.

  • Benefit from tax relief on eligible pension contributions
  • Start from £50, with regular or one-off payments
  • Choose from five ready-made funds to suit different investment styles
  • Bring existing pensions together to make them easier to manage

Investing

See how you could grow your money over the longer term to help prepare for the retirement you want.

  • Invest towards your future goals
  • Choose from five ready-made investment funds
  • Start from £50 and manage your investments online
  • Access investment advice and ongoing support if you need it

Retirement Planning

Turn your retirement ambitions into a plan for the future with support from a financial planner:

  • Explore what you want from retirement
  • Understand your finances and set clear goals
  • Build a plan covering your wealth, investments and wider needs
  • Get expert financial advice to help put your plan into action

Book your free Retirement Planning consultation

To qualify for Premier Financial Advice and Investment Advice you need to be a Premier Banking customer with £250,000 in investable assets.

Helpful support for planning your retirement

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Discover Coutts

NatWest investments are managed by Coutts, one of the world’s best-known private banks. With more than 300 years of experience, Coutts is now part of a private banking and wealth management business managing more than £125bn (Q4 2026) in assets under management and administration.