You could get our Switch & Save offer with our Premier Reward account. T&Cs apply.
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Premier eligibility criteria apply. To apply, you need to be 18+ and a UK resident. You need to also pay in £1,250 to an eligible NatWest account every month. You can only hold a maximum of 1 Reward account in your name, and 1 in joint names. £2 monthly fee.
Limited Edition Saver interest rates
AER / Gross p.a. (variable)
Interest paid monthly
4.00% / 3.93%
Balances between £100k - £3m
(includes 2.25% / 2.23% AER / Gross p.a. (fixed) 12 month bonus).
3.25% / 3.20%
Balances between £50k - £99,999
(includes 1.50% / 1.49% AER / Gross p.a. (fixed) 12 month bonus).
1.06% / 1.05%
Balances up to £49,999
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2. Switch complete
Wait to receive the offer email from us
Once your switch to us is complete, we'll send you an email with a link to open a Limited Edition Saver account. This will arrive between 02 December 2025 and 21 January 2026.
You'll have until 23 January 2026 to apply for a Limited Edition Saver via our mobile app.
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3. You're all set
Fund your account
Once you've opened your Limited Edition Saver and funded your account, you'll immediately start benefiting from the interest rates.
See our Limited Edition Saver for more information.
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What is a Premier Reward account?
Premier Reward is a current account that offers a range of premium features and benefits.
You can earn Rewards and get at least 1% back on spending with our retail partners, while enjoying the money support and financial planning that comes with being a Premier customer.
Read on to discover what a Premier Reward current account could do for you, and how to apply
The Premier Reward account gives you:
Other Premier Reward benefits:
Arranged overdraft
There’s no fees for using our arranged overdraft – we only charge interest on the amount of overdraft you use. Representative APR 39.49% (Variable). How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Financial planning
Investment advice and support to make big financial decisions. Helping you and your family realise your life dreams.
Exclusive support
A team of real people on hand to guide you. Get access to expert help for any questions you have and support to reach your goals.
Premier Select
Eligible for our Switch & Save offer
£0 a month
No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Not valid for ATM withdrawals. Other local fees may apply.
Arranged overdraft with £500 interest-free buffer available (subject to status).
One-to-one support for more complex financial decisions.
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Must be 18+ UK resident to apply.
Overdraft: Representative APR 20.1% (Variable). Other charges may apply.
How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Premier Reward Black
£36 a month
All the features of our Select and Reward accounts.
Entertainment, travel, insurance and reward benefits for you and your family.
Enjoy annual savings and still earn up to £10 a month in Rewards.
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To apply, you must be an existing NatWest current account customer. Premier eligibility criteria applies. To earn £10 in Rewards, you need to set up two or more Direct Debits per month of at least £4.50 each. Earn £1 in Rewards monthly by logging into your app. App criteria apply.