Open a Premier bank account online and get access to dedicated support, expert financial planning, and a range of exclusive benefits. Explore our premium bank account options to find the one for your needs.
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You must be 18+ and a UK resident to get these accounts. Further specific eligibility applies to each account.
Are you eligible for a Premier bank account?
You can apply for a Premier bank account if you are a UK resident, aged 18+.
And you’ll need one or more of the following:
at least £100k sole income or £120k joint income paid into your NatWest account,
or a minimum of £100k savings or investments held with us,
or a £500k+ mortgage with us.
2. Within 60 days of switching
Pay in £1,250
This can be made of multiple payments and must remain in the account for 24 hours.
Log in to our mobile app
This can be done on any device that supports the NatWest mobile banking app.
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Fancy an extra £50?
Here's how it works:
Open a Digital Regular Saver (DRS) within 60 days of completing your switch to us. Once you receive your £125, we'll then add another £50 to your DRS within 30 days.
Total earned? £175!
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What is a Premier bank account?
Premier bank accounts are designed for affluent customers, offering a range of exclusive benefits tailored to their unique financial needs. These include expert financial planning advice and investment guidance, ensuring that customers could make informed decisions to secure their financial future.
Also, NatWest Premier provides access to Premier 24, a specialist service that connects customers with a dedicated team of experts available 24/7. So Premier customers receive personalised support anytime.
Watch our video overview.
Premium financial advice
When you choose a Premier current account, you’ll enjoy expert financial advice and guidance. We have a team of qualified financial planners on-hand, as well as experienced investment managers. Fees may apply.
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24/7 support
As a Premier account holder, you’ll have access to our exclusive 24/7 support hub. Contact us via telephone or ask Cora, our digital assistant, wherever (and whenever) you like.
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Premier Select
Eligible for our £175 switch offer
£0 a month
Get 24/7 support from Premier 24 and help to invest in your future.
Plus these account benefits for free:
No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Not valid for ATM withdrawals. Other local fees may apply.
Get an arranged overdraft with a £500 interest-free buffer (subject to status). Apply for an arranged overdraft after your account is open, using our mobile app or by logging in to Online Banking.
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For new and existing NatWest customers. Must be 18+ UK resident to apply.
Representative APR 20.1% (Variable). Other charges may apply.
How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
For your adventures
Airport lounge access with DragonPass Premier+
Worldwide family travel insurance.
No Non-Sterling Transaction Fee with your Premier debit card, travelling or online. Not valid for ATM withdrawals. Other local fees may apply.
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For you and your family
Mobile phone insurance for you and your household.
UK and European car breakdown cover.
24/7 Home Emergency Service.
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For your entertainment
24/7 Concierge Service to get VIP access to events, top restaurants and more.
25% cashback on tickets to concerts and shows.
Discounts on tickets at over 250 cinemas nationwide.
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Your money is safe with us
Eligible deposits are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme.
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Current Account switching
With another bank? We’ll switch you over to us in no time. Just let us know in your application and we’ll get everything sorted for you.
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Supporting our customers
See how we’ve performed in key service areas and view details on how we support our customers.
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