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Deposits
Savings solutions for your business
Fixed-term deposit account
Our Treasury Reserve fixed-term account gives you:
- The certainty of a fixed rate
- Flexible savings terms, from overnight up to one year (minimum balances apply)
- Interest calculated daily and paid at maturity
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Early withdrawals are not permitted. Minimum balance from £100,000 applies dependent upon term of deposit
Get instant access to your savings
1.11% - 1.71% AER p.a (variable)
1.10% - 1.70% Gross p.a (variable)
- Instant access to your savings - no notice required to withdraw
- Interest rates vary based on the amount deposited
- Manage your account via our mobile app, online or by phone
Note: The interest rate on this account will change to 1.06% - 1.61% AER / 1.05% - 1.60% Gross p.a (variable) on the 16th July 2025.
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Earn more interest with our 35-day notice account
2.50% AER p.a (variable)
2.47% Gross p.a (variable)
- Higher interest rates than our instant access account
- More flexible than fixed-term accounts, just provide 35 days notice to withdraw
- No minimum or maximum balance
- Manage your account via our mobile app, online or by phone
Note: The interest rate on this account will change to 2.25% AER / 2.23% Gross p.a (variable) on the 16th July 2025.
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A higher interest rate with 95-day notice
3.49% AER p.a (variable)
3.44% Gross p.a (variable)
- Higher interest rates than our instant access or 35-day notice accounts
- More flexible than fixed-term accounts, just provide 95 days notice to withdraw
- No minimum or maximum balance
- Manage your account via our mobile app, online or by phone
Note: The interest rate on this account will change to 3.25% AER / 3.20% Gross p.a (variable) on the 24th July 2025.
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Want to discuss your options?
Our experienced Relationship Managers can support you to find the right solutions for your business. If you would like to discuss how Natwest can support your business further, please contact us.
Client Deposit Manager
Access anytime and earn interest on your client's money
- Instant access to funds
- Interest paid quarterly
- Manage separate accounts for each client
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Clients' Monies Service
A smart, efficient way to manage third-party funds.
- Secure real-time online transactions for client funds
- On-hand support when you need it
- Only used for managing client funds
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The products above are available to businesses registered in England, Scotland or Wales. Interest rates are subject to variation.
NatWest app is available to customers with compatible iOS and Android devices and a UK or international number in specific countries.
Bankline
If you use Bankline, click the button below to manage your account and get support.
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Support centre
If you're not currently on Bankline, visit our Business Support hub.
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