Speak to our Premier 24 team anytime for day-to-day support or work with a dedicated Premier banking manager (8am to 8pm) for personalised guidance, planning and referrals to specialists.

Premier banking manager

As a Premier customer, you’ll have direct access to a Premier banking manager who can answer your questions and help you achieve your goals.

Our Premier Banking managers can support you with your needs, goals, and any financial concerns, offering guidance on saving or growing your money and helping you manage your day-to-day finances.

They also help you make informed decisions tailored to your individual life goals.

Booking an appointment

Booking an appointment with your Premier banking manager is easy. You can book over the phone or using our live chat at any time.

Premier banking managers are available 8am until 8pm everyday.

Premier 24

You'll also be able to contact our Premier 24 team at any time. Lines are open 24/7 for all of your banking questions. 

As a Premier customer, you can book a free consultation with Premier financial planning. Meet a qualified personal finance advisor to discuss your goals, priorities and challenges.

Our specialists bring a wealth of knowledge, know-how and experience to help get your finances in the best possible shape. 

If you require our financial advisor services, you'll pay a one-off flat fee and with no ongoing advice fees, you’ll have more money to invest in your future. 

Find out more

With NatWest Premier banking, there are no non-sterling transaction fees when you buy with your debit card abroad or make a payment in a foreign currency.

Not valid for ATM withdrawals. Other local fees may apply.

Check fees and charges when spending abroad

These accounts offer an Overdraft facility (subject to status). You can check if you're likely to be accepted for an overdraft using our eligibility tool.

Premier Select and Premier Reward Black customers pay no interest on the first £500 of their arranged overdraft. Looking to understand the costs of an overdraft of more than £500 over different periods of time? Use our cost calculator.

The cost calculator does not reflect the up to £500 interest free arranged overdraft buffer on your account. For a more accurate indication of the monthly cost, input the overdraft you intend to use over and above the first £500.

If you don't pay it back, it could have an impact on your credit score.

There are two different types of overdraft:

• An arranged overdraft, which allows you to go overdrawn up to an agreed limit. This is the type of overdraft you could apply for here
• An unarranged overdraft. This is when you spend more money than you have in your current account without already having an arranged overdraft, or when you exceed your current arranged overdraft limit

We charge interest on both types of overdraft. Going in to an unarranged overdraft limit can lead to payments being rejected. 

How does our overdraft compare?

A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.

Representative example: Effective Annual Rate 0% EAR on arranged overdrafts up to £500, 34.49% EAR (variable) above £500. Representative 20.1% APR (variable). Assumed credit limit: £1200.

Our Premier Reward and Premier Reward Black accounts let you earn rewards for eligible everyday banking and spending, while enjoying the benefits of Premier Banking.

Earn Rewards for:

• Setting up Direct Debits Earn £9 a month for having two Direct Debits, at least £4.50 each
• Everyday spending Earn at least 1% when you spend with our partner retailers

Once you reach £9 in Rewards, you can:

• Bank them Turn your Rewards into cash, which goes into your bank account
• Trade them Swap them for e-gift codes from chosen retailers, some of which are worth more than the cash
• Donate them Use your Rewards to gift money to the British Heart Foundation, Alzheimer's Society, or Cancer Research UK.