APIs for Financial Institutions

Payment solutions to help better serve your customers

On this page

APIs for Financial Institutions

Benefits of our API

Customer testimonial

Interested in Bankline Direct?

Bankline Direct APIs for Financial Institutions

Our customers are using our payment APIs to meet the needs of the always-on economy. Digital transformation powered by near real-time bank-grade payments 24/7, 365 days a year can help you deliver superior experiences for your customers.

Indirect access payments and notifications API

By integrating this API, you’ll get accelerated access to payment schemes such as the Faster Payments Service, as well as the ability to:

make inward and outward domestic bank-grade and non-bank grade payments using ISO20022 PACS (JSON)
receive real-time Payment Status Notifications in ISO20022 PACS (JSON)
enquire payment status through immediate or scheduled reporting.

Developer documentation is available in the Bank of APIs portal*.

*Registration is required and content access controlled.

Visit Bank of APIs

AutoPay Direct API

With this API, you’ll be able to submit Bacs payments unattended and seamlessly as well as having the ability to:

create payment files, instructions and templates
review and update status notifications
access Bacs reports to easily highlight rejected payments and collections.

Security may be required. Subject to status and eligibility criteria, Fees apply.

You must hold a business current account with NatWest, and you will need to agree to the Autopay Online terms and conditions (PDF 405KB).

Visit AutoPay Online

A whole package, not just a product

Bankline Direct is an innovative, secure and scalable solution, but it’s more than just a product. You also benefit from our commitment to our customers, our years of experience and a solid API-focused strategy.

Dedicated support

A dedicated Implementation Manager will support you with the onboarding process and help you establish seamless integration with your existing Treasury Management System (TMS) and Enterprise Resource Planning (ERP).

24/7 specialist helpdesk

Once your API is live, you’ll have access to our specialist helpdesk and on-call support outside of normal working hours.

Sandbox Environment

A sandbox environment is available to allow self-serve format validation and enable faster onboarding.

ISO Ready

Our payment APIs use industry-standard security and ISO20022 formats future proof your operations.

How does it work?

Get in touch

Tell us you’re interested and we’ll grant you access to the developer documentation

Connect & build

Build your connection to us alongside the support of a dedicated Implementation Manager

Test & prove

Test your formats in our sandbox environment and prove end-to-end before you go live

Go live

Once your API is up and running you’ll have the support of our specialist helpdesk 24/7

London Mutual Credit Union

London Mutual Credit Union (LMCU) are part of the global credit union movement, with almost 300 credit unions across the uk that serve over 35,000 members. LMCU approached NatWest Bankline Direct for ways to transform their payment processing, security, speed and convenience.

Payments used to take hours

Previously it could take up to three hours to credit payments to their members. LMCU, supported by Tata Consultancy Services, were keen to find a solution that would process payments and make them available within minutes.

Our APIs allow real time payments

Our partnership enables LMCU to use NatWest Bankline Direct’s faster payment rail via API connectivity to operate a 24/7 real time payment service.

Bankline Direct is available to NatWest business account customers who meet the specific eligibility criteria contained within the eligibility checker below. Fees apply.

**APIs are a channel option for Bankline Direct and work by directly integrating with your exisiting infrastructure to deliver real time payments and reconciliation.

Learn more about Bankline Direct

Interested in the Bankline Direct API?

If you’re an existing NatWest customer, you can get in touch with your Relationship Manager directly.

You can connect into Bankline Direct using an API, other options are avaliable.

Bankline Direct is available to NatWest business account customers who meet the specific eligibility criteria. Fees apply.

Check your eligibility