Simplify payments, control spending and ease cashflow
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Payments
Commercial cards
These cards and any information we provide about them are for corporate and institutional customers only.
All finance is subject to status and eligibility. Security may be required. Product fees may apply.
How we could help your business
Card payments are one of the safest ways to pay both in person and online and offer flexible banking at your fingertips.
Explore tailored solutions designed to support your business needs, from everyday purchases to strategic spend management.
onecard
Save time and get a clear picture of your team's expenses
Our onecard could be ideal if you have multiple employees who make business purchases. To apply, you need an annual turnover of £2m or above. It’s available to Limited companies, Limited liability partnerships, Partnerships (of 4 or more partners) and Charitable incorporated organisations*.
*onecard is available under the Public Sector Card (PSC) framework agreement. A £45 annual fee per cardholder applies.
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onecard Virtual Travel
Helping transform your business travel with virtual card payments
Our onecard Virtual Travel helps you improve your business travel spend management. It offers improved compliance, reconciliation, auditing and visibility of spend. What’s more, centralised payments across more categories of spend could help reduce the risk of fraud for all parties.
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Virtual card solutions
Offering flexibility to help you manage your expenditure
Our virtual card solutions* could be right for your business if you’ve an annual turnover of £25m or more and you’ve multiple employees who travel for work. Detailed reports, which can be incorporated directly into your general ledger or ERP system, make it easier to monitor travel expenditure. Our virtual cards also come with up to 56 days' interest-free credit.
*Our virtual card solutions are available under the Public Sector Card (PSC) framework agreement
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NatWest Virtual Pay Mobile
Manage your business spends on the go
Link virtual cards into Apple Pay and Google Pay to make on-the-go business purchases. Choose when, where, and how NatWest Virtual Pay Mobile is used, helping you to stay on budget and in control of your spend.
Funds are available instantly without waiting for a physical card.
To apply you must be either a Limited Company, UK public sector organisation, Partnership (of 4 of more partners) or a Charity without individuals as trustees with an annual turnover of £25m+ and maintain a business bank account in the same legal entity name with NatWest.
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NatWest Virtual Pay
Simplify your supplier payments with enhanced controls, increased security and better data
Our Virtual Pay solution offers:
- Transaction-level control: every transaction is assigned authorisation controls.
- Workflow control: approval routing for transactions follows existing approval process.
- Automated reconciliation: VCN data available for reconciliation reporting.
- Enhanced data: information important to each individual payment can be incorporated into the transaction.
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Lodge Travel
Helping you stay compliant with your corporate travel policy with centralised bookings
Here’s how it works:
- Your travel agent receives one account number for your business.
- Your employees can then use this travel agent and account number for all their travel costs.
- You’ll get a monthly invoice to pay and a statement to reconcile.
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Smart data online
A single source for managing expenses through your card programme
Stay aligned to card policies and review team spending, without getting in the way of your employees. How it works:
- Get electronic data with rich supplier and transaction information.
- Access digital workflows and schedule recurring events for process efficiency.
- Card programme insights for better ability to forecast and reconcile across teams, projects, clients and suppliers.
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