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Payments

Cheques

Manage your business payments and deposits

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How we could help Open in new window
Cheque solutions Open in new window
Cheque service comparison Open in new window
Using cheques safely Open in new window
Related solutions Open in new window
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Services included on this page may have specific terms and conditions, eligibility criteria, limits and or product fees and charges that may apply. Our mobile app is available to NatWest business customers with compatible iOS and Android devices and a UK or international mobile number in specific countries.

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How we could help your business

Digital payments might be on the rise but cheques still remain a vital part of many businesses’ financial operations. That’s why we’ve taken a modern, customer-first approach to cheque services. 

Our Cheque solutions

Cheque Scanning

You can deposit cheques on your mobile banking app wherever you want, 24/7 without the need to visit a branch. Limits apply. If you get a large number of cheques you may be able to use Remote Cheque Deposit (RCD). This feature lets you deposit a high volume of cheques quickly and easily via Bankline.

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Payments Council

The Payments Council has announced the 2018 date for closure of cheque clearing is withdrawn, cheques will continue for as long as customers need them.

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Special Cheques

We can provide you with contact details of accredited printers who can supply special cheque books personalised with your company logo and with the required Image Survivable Features (ISF) for security.

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Cheque and cash service comparison

Branch counter services Mobile Cheque Deposit Remote Cheque Deposit Courier Cash Services Business Quick Deposit (BQD) Cash and Deposit Machines Post Office banking
Find branches near you What is Mobile Cheque Deposit? What is Remote Cheque Deposit? Learn more about Courier Cash Services What is BQD? What are Cash Deposit Machines (incl. Cash Access UK)? Learn more about Post Office banking
Is it for me? If you handle cash and cheques and are able to get to a branch. If you want to deposit cheques using your mobile device. If you are a Bankline customer and still deposit large numbers of cheques and want the ability to do this without leaving your business. If you want a secure cash and cheque deposit option without leaving your business. If you handle larger values of cash and cheques and are able to get to a branch. If you want fast convenient banking at branches or Cash Access UK locations. If you need access to counter services across the UK but do not have a local branch to use.
Where can I access this service? Your nearest NatWest or Royal Bank branch. Using your own mobile device. Using your own scanner. Cash or cheques collected from your business. Your nearest NatWest or Royal Bank branch. Some NatWest or Royal Bank branches, or Cash Access (UK) machines. Easy access in Post Offices across the UK.
Can I use this service from my business location? No Yes Yes Yes No No No
Are there any product charges (in addition to the standard tariff)? No No Yes Yes No Yes No
Cheque limits No volume or value limits. Bankline Mobile: £10k per cheque, £30k per day. NatWest/Royal Bank/Ulster Bank NI App: £5k per cheque, £15k per day. No volume or value limits, 149 cheques per credit slip. 149 cheques per credit slip. Between £500 and £10k in cash and cheques per deposit. 50 cheques per session (cheque amounts do not count towards the cash deposit limit). No volume or value limits.
Branch counter services Business Cash Card Intelligent Safe Courier Cash Services Business Quick Deposit (BQD) Cash and Deposit Machines Post Office banking
Find branches near you What is a Business Cash Card? What is Intelligent Safe? What are Cash Courier Services? What is BQD? Learn more about Cash and Deposit Machines Learn more about Post Office banking
Is it for me? If you handle cash and cheques and are able to get to a branch. If you want to give authorised staff a card to manage cash services on your behalf. If you want a secure, on-site safe for cash deposits without the need to leave your business. If you want a secure deposit and withdrawal option without leaving your business. If you handle larger values of cash and cheques and are able to get to a branch. If you want fast convenient banking at branches or Cash Access UK locations. If you need access to counter services across the UK but do not have a local branch to use.
Where can I access this service? Nearest NatWest or Royal Bank branch. Post Office, Banking Hubs, ATMs, Cash Deposit Machines including Cash Access UK Machines. Cash collected from your business. Cash collected from your business. Nearest NatWest or Royal Bank branch. Some NatWest or Royal Bank branches, or Cash Access (UK) machines. Easy access in Post Offices across the UK.
Can I use this service from my business location? No No Yes Yes No No No
Are there any product charges (in addition to the standard tariff)? No No Yes Yes No No No
Can I use this product to both withdraw and deposit cash? Yes Yes. No. You can only deposit cash using Intelligent Safe. Yes. No. You can only deposit cash using BQD. Yes. Yes.

Bankline services

If you are a business making large payments regularly, you could benefit from signing up to our Bankline service. 

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Bankline is available to NatWest business current account customers. Fees may apply.

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Get in touch with your relationship manager to learn more about our solutions.

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Related solutions

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Security may be required. Subject to status and eligibility criteria. Fees apply. You must hold a business current account with NatWest.

ClearSpend

ClearSpend the free  app that gives Commercial Cards customers complete control of their account in real-time and lets employees check their balance on the go.

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Commercial cards

Explore NatWest Commercial Cards – from onecard to virtual travel solutions – designed to simplify payments, control spend and support cashflow.

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Faster payments

The Faster Payments service reduces the time between a payment being made and the recipient receiving the funds from three days to near real-time.

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Payment security

Protect your business against the latest fraud and scams with access to training, toolkits and downloadable guides to keep you safe.

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Looking for fresh perspectives?

Visit our insights hub to explore the latest thinking from our specialists on the bond markets, currency trends, sustainable finance and what’s ahead this year and beyond.

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