Make fast, low-cost Euro payments across SEPA
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Payments
SEPA Credit Transfer
Eligibility criteria, fees and charges apply.
How we could help your business
SEPA Credit Transfers are a quick and cost-effective way of making Euro payments to any of the 41 countries in the Single Euro Payments Area (SEPA).
SEPA Credit Transfer allows payments up to €1bn per transaction.
Benefits
Easy way to pay
Simply enter the beneficiaries International Bank Account Number (IBAN) and Branch Identifier Code (BIC), these details are provided the beneficiary.
Provide your customer with an easy way to pay you
Simply provide your customer with your unique International Bank Account Number (IBAN) and Branch Identifier Code (As a NatWest customer you can use NWBKGB2L).
Make and receive SEPA payments from your £ UK business account
When using a GBP account, the currency is automatically converted into Euro for you*.
Same day payments
SEPA Credit Transfers arrive at the beneficiary’s bank the same business day, provided that the payment is made before 2pm (GMT).
What you'll need
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01
Beneficiary's full name
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02
Beneficiary's SWIFT BIC (Bank Identifier Code)
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03
Beneficiary's International Bank Account Number (IBAN)
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04
A payment reference or short description
Cost via Bankline
To make a SEPA Credit Transfer our fee is 50p per transaction.
We do not charge for a SEPA Credit Transfer that credits your business account.
Where a transaction requires foreign exchange conversion, a margin is applied.
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Cost via Online and Mobile Banking
To make a SEPA Credit Transfer we do not charge you a transaction fee.
We also do not charge a fee for a SEPA Credit Transfer that credits your business account.
Where a transaction requires foreign exchange conversion, a margin is applied.
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