Make and receive payments around the world
How we could help your business
International Payments are the fastest, most reliable and secure way to send funds overseas or make foreign currency payments within the UK.
Pay and be paid in the world's major currencies, helping your business trade internationally with ease.
International Payments:
Can be made in Sterling or in the following 35 foreign currencies, or 45 foreign currencies if Bankline is used:
Australian Dollar, Bahraini Dinar, Barbados Dollar, Bermudian Dollar, Canadian Dollar, Chinese Renminbi, Czech Koruna, Danish Krone, Euro, Hong Kong Dollar, Hungarian Forint, Indian Rupee, Israeli New Shekel, Japanese Yen, Jordanian Dinar, Kenyan Shilling, Kuwaiti Dinar, Mauritius Rupee, Mexican Peso, Moroccan Dirham, New Zealand Dollar, Norwegian Krone, Omani Rial, Polish Zloty, Qatari Riyal, Saudi Riyal, Singapore Dollar, South African Rand, Swedish Krona, Swiss Franc, Thai Baht, Tunisian Dinar, Turkish Lira, UAE Dirham and US Dollar.
Additional Currencies via Bankline
You can also access these 10 currencies using Bankline:
Brazilian Real, Egyptian Pound, Icelandic Krona, Malaysian Ringgit, New Taiwan Dollar, Pakistan Rupee, Philippines Peso, Romania Leu, South Korean Won and Sri Lanka Rupee.
SEPA Payments:
A SEPA payment is a Euro payment made between members of the Single Euro Payments Area (SEPA).
Compared to a standard International Payment, SEPA payments are a faster, simpler and cheaper way to make Euro payments between the countries within this agreement, as they're subject to a uniform set of rules.
Typically, the beneficiary should receive the funds on the same day that you make the payment, as long as the payment was made before 2:00pm. If not, the beneficiary should receive the funds next working day.
All charges under SEPA are shared (you only pay our fee if applicable, and the beneficiary pays their bank’s fee). It is not possible for you or the beneficiary to pay both sets of fees.
Learn about SEPA Credit Transfers
Learn about SEPA Direct Debit
What you'll need:
Beneficiary's name
Beneficiary's SWIFT BIC (unique Bank Identifier Code)
If available, Beneficiary's International Bank Account Number (IBAN)
If IBAN is not available, please use the beneficiary's account number and sort code or bank code
Considerations:
You can make payments internationally using Bankline Direct, Bankline, Online Banking or in branch.
There are payment limits and specific pieces of information that would be required for making payments with specific methods, in some currencies or to certain jurisdictions as set by the local regulators.
Please check the Business FAQ about International Payments or check the Bankline FAQ about International Payments or reach out to the Bankline Helpdesk for more information.
What do I need to provide my payer?
Ensure you provide the payer with the correct account details in which you want the payment to arrive. This will ensure you receive the money and it credits the correct account.
Your payer will need:
- Our name in full - National Westminster Bank Plc
- Our SWIFT address - NWBKGB2L
and either
- Your account name and IBAN (International Bank Account Number) this can be found on your statement, via Bankline, or Online Banking.
or:
- If the payer cannot send money to you using an IBAN, the alternative is to provide your account name, account number, sort code, the branch name and address where your account is held.
Bankline and Online Banking are available to NatWest Business current account customers. Fees may apply.
How it works:
- You can be paid directly into your Business currency account, just provide the payer with the correct details.
- You'll receive a credit advice confirming the payment has been received.
- There is no charge for receiving payments in Euro.
- For receiving payments in all other currencies, there is a £7 charge.
- Payments into a currency account will be charged the currency equivalent of £7.
- Where a transaction requires foreign exchange conversion, a margin is applied.
What do I need to provide my payer?
Ensure you provide the payer with the correct account details in which you want the payment to arrive. This will ensure you receive the money and it credits the correct account.
Your payer will need:
- Our name in full - National Westminster Bank Plc
- Our SWIFT address - NWBKGB2L
and either
- Your account name and IBAN (International Bank Account Number) this can be found on your statement, via Bankline, or Online Banking.
or:
- If the payer cannot send money to you using an IBAN, the alternative is to provide your account name, account number, sort code, the branch name and address where your account is held.
Bankline and Online Banking are available to NatWest Business current account customers. Fees may apply.
How it works:
- You can be paid directly into your Business currency account, just provide the payer with the correct details.
- You'll receive a credit advice confirming the payment has been received.
- There is no charge for receiving payments in Euro.
- For receiving payments in all other currencies, there is a £7 charge.
- Payments into a currency account will be charged the currency equivalent of £7.
- Where a transaction requires foreign exchange conversion, a margin is applied.
Check International Payment exchange rates
Use our FX calculator to see the current foreign exchange rates applicable to International Payments, and how much you'd be sending or receiving in your chosen currencies.
Tracking International Payments
Your International Payments through Bankline are sent as urgent payments; you simply choose the date.
Wondering where an International Payment is up to? You can use our tracker to check the status of your payment. You can also share the tracking status with your beneficiaries.
SEPA payments can’t be tracked as they’re not routed via the SWIFT network.