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Deposits

Liquidity Manager Notice savings account

Get higher interest rates on your unused business savings with our Liquidity Manager account.

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How we could help your business

Make your spare cash work harder with a Liquidity Manager notice account:

Get better interest rates than our instant access account

Take out your money if you need it - you just need to let us know in advance

Save as much as you like - no minimum or maximum balance

You can apply for a 35 day or a 95 day notice account. For our 35 day account, you’ll need to let us know 35 days before you need funds out of the account. For our 95 day account, it’s 95 days.

Our Liquidity Manager solutions

Information Message

If you already have a Liquidity Manager savings account with NatWest and you are impacted by a rate change, you will receive a notice from us in due course. The notice will tell you when the rate change takes effect.

35-day notice account interest rate

2.00% AER p.a (variable)

1.98% Gross p.a (variable)

A better interest rate than our instant access account

Access your savings with 35 days notice

Information Message

95-day notice account interest rate

2.50% AER p.a (variable)

2.47% Gross p.a (variable)

A better return than our 35-day notice account

Access your savings with 95 days notice

Information Message

Interest rates

Information Message

All interest rates shown are per year. We calculate interest on a daily basis using the gross rate, and apply it on the last business day of each month. The interest rates on these accounts is variable, which means it could go up or down. For both AER and the gross rate, we don’t take into account any tax or charges you might have to pay.

How do I give notice to withdraw money from a Liquidity Manager account?

To move money to another Natwest account:

Use our Liquidity Manager withdrawal form.

Note: Forms received after 4pm will be processed the next working day, making that the first day of notice. For example, if you submit your request on Monday after 4pm, we'll process your request on Tuesday, and Tuesday will be the first day of notice.

Information Message

To move money to an account you have with another bank:

If your Business current account is held with a different bank, please call us and we’ll explain the process (you may need to visit your nearest branch).

Information Message

Can I manage my account using Online Banking?

You cannot manage your Liquidity Manager account through Online Banking, however you will be able to view your account details.

Information Message

Apply for a Liquidity Manager Notice savings account

Let's get started...

Are you...
Is your business turnover...

You can apply online

This is the fastest way to complete your application.

  1. We may use Mitek, formerly HooYu, our trusted online identification and security partner, to check your identity
  2. To see which documents are accepted for proof of identity and address you can visit our Mitek page.
  3. Once we receive all your information, we'll review the application and will be in touch.

By starting your application online, you consent to the following:

  • Identity verification using our security partner Mitek.
  • A credit check on everyone on your application.

 

Apply by phone

 

Can’t apply online? You can complete your application via phone – discover how you can get in touch. Scheduling an appointment may take a few days, and the appointment itself can last up to an hour. 

Once you finish the call, you’ll need to either bring your documents to our branch or use a professional service provider for identity verification. 

If you're looking for a quicker option, we recommend applying online.

You can apply online

This is the fastest way to complete your application.

  1. We may use Mitek, formerly HooYu, our trusted online identification and security partner, to check your identity
  2. To see which documents are accepted for proof of identity and address you can visit our Mitek page.
  3. Once we receive all your information, we'll review the application and will be in touch.

By starting your application online, you consent to the following:

  • Identity verification using our security partner Mitek.
  • A credit check on everyone on your application.

 

Apply by phone

 

Can’t apply online? You can complete your application via phone – discover how you can get in touch. Scheduling an appointment may take a few days, and the appointment itself can last up to an hour. 

Once you finish the call, you’ll need to either bring your documents to our branch or use a professional service provider for identity verification. 

If you're looking for a quicker option, we recommend applying online.

Are you a Business or Commercial customer?
Is the savings account for...

You can apply online

This is the fastest way to complete your application.

  1. We may use Mitek, formerly HooYu, our trusted online identification and security partner, to check your identity
  2. To see which documents are accepted for proof of identity and address you can visit our Mitek page.
  3. Once we receive all your information, we'll review the application and will be in touch.

By starting your application online, you consent to the following:

  • Identity verification using our security partner Mitek.
  • A credit check on everyone on your application.

 

Apply by phone

 

Can’t apply online? You can complete your application via phone – discover how you can get in touch. Scheduling an appointment may take a few days, and the appointment itself can last up to an hour. 

Once you finish the call, you’ll need to either bring your documents to our branch or use a professional service provider for identity verification. 

If you're looking for a quicker option, we recommend applying online.

Will the account be used to hold money on behalf of a 3rd party?
A third party would be one or more people and/or entities that are not connected to the running or ownership of the entity that is opening the additional account.

Please apply for a Client Deposit Manager account

Client Deposit Manager allows you to set up separate accounts for each of your clients or run a single account for all your client funds. Visit the link below to find out more.

Discover Client Deposit Manager

Please take some time to review the important info

Please take some time to review, print and/or save the important information. By clicking that you're ready to continue, you are confirming that you have been provided with, and have acknowledged our important documents.

I have reviewed, and printed/or downloaded the terms and conditions, Financial Services Compensation Scheme information sheet and Product information sheet.

Thanks! Looks like you’re all set and ready to begin

Please ensure you have reviewed, and printed or downloaded the terms and conditions, Financial Services Compensation Scheme information sheet and Product information sheet

Is the savings account for...

You can apply online

This is the fastest way to complete your application.

  1. We may use Mitek, formerly HooYu, our trusted online identification and security partner, to check your identity
  2. To see which documents are accepted for proof of identity and address you can visit our Mitek page.
  3. Once we receive all your information, we'll review the application and will be in touch.

By starting your application online, you consent to the following:

  • Identity verification using our security partner Mitek.
  • A credit check on everyone on your application.

 

Apply by phone

 

Can’t apply online? You can complete your application via phone – discover how you can get in touch. Scheduling an appointment may take a few days, and the appointment itself can last up to an hour. 

Once you finish the call, you’ll need to either bring your documents to our branch or use a professional service provider for identity verification. 

If you're looking for a quicker option, we recommend applying online.

Will the account be used to hold money on behalf of a 3rd party?
A third party would be one or more people and/or entities that are not connected to the running or ownership of the entity that is opening the additional account.

Please apply for a Client Deposit Manager account

Client Deposit Manager allows you to set up separate accounts for each of your clients or run a single account for all your client funds. Visit the link below to find out more.

Discover Client Deposit Manager

Please take some time to review the important info

Please take some time to review, print and/or save the important information. By clicking that you're ready to continue, you are confirming that you have been provided with, and have acknowledged our important documents.

I have reviewed, and printed/or downloaded the terms and conditions, Financial Services Compensation Scheme information sheet and Product information sheet.

Thanks! Looks like you’re all set and ready to begin

If you have Online Banking, Cora can open an additional account at your request, for any account types you already have.

Log in to Online Banking, click ‘Need help’ then ‘Chat now’. Or if you’re using the mobile app, tap ‘Help’, then ‘Chat to Cora’ and ask Cora to ‘open an additional account’. She’ll take the details and process your request.

If you don’t have Online Banking or the mobile app you can download the PDF form below to open additional accounts for businesses that we already hold accounts for.

To download the form:

  • Download Adobe Acrobat Reader (free download)
  • Right-click the link below and select 'save as' to download it to your computer (not a phone or tablet)
  • Right-click the form in its saved location and select 'Open with Adobe Acrobat Reader’

Download additional account form (PDF)  

(The form will not open in your browser. Please follow the instructions above.)

Please return the completed form to your dedicated service team.

Please ensure you have reviewed, and printed or downloaded the terms and conditions, Financial Services Compensation Scheme information sheet and Product information sheet

I don't know if I'm a Business or Commercial customer

You are likely a Business customer if: 

  • Your turnover is generally £2M or below annually 
  • Your day to day contact team is Businessline - 03457 11 44 77 (Relay UK 18001 03457 11 44 77)

You are likely a Commercial customer if: 

  • Your turnover is generally over £2m annually 
  • Your day to day contact team is your Customer Service Team 

If you’re still not sure whether you’re a Business or Commercial customer then you can contact us for some help:

Start a chat with our virtual assistant Cora. Cora will gather a few details then get you to a member of the team who'll be happy to help. 

Or give us a call on: 

0345 711 4477

18001 0345 711 4477 (Relay UK)

+44 870 511 4477 (from overseas)

Our opening hours are Monday- Friday 8am-7pm and Saturday 9am-3pm.

Is this account right for you?

All our savings accounts offer something different, so it’s worth browsing our range to find the right one for your business.

If you're not sure when you'll need to withdraw your money, splitting balances across different accounts could give you a mix of instant access and higher interest.

Contact us

Already a customer?

Get in touch with your relationship manager to learn more about our solutions.

Not a customer yet?

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