Smart funding for great ideas

Business Loans

Which lending option would support your business best?

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Security or guarantees may be required. Product fee may apply. Subject to status. Business use only. The loan details below are subject to approval and credit status.

Small Business Loan

A quick and simple cash option

Fixed interest rate: check monthly payments, APR and interest rates with our calculator

Borrow from £1,000 to £50,000

No early repayment or early closure charges

Repayment terms from 1 to 7 years


Have a NatWest Business Account?

Log in with your Online Banking details and get a quote in 3 mins, without affecting your credit score. If you apply and get approved, you may have the cash in 24 hours.

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You could get your loan funds on the same day if you apply online, are unconditionally accepted, and sign your loan documents by 16:30 Mon – Fri. Sometimes we need to contact you for more information, so it may take a little longer.


New to NatWest? 

If you don’t have a NatWest Business Account, you can still apply online. Complete our online application form and we'll be in touch to discuss the next steps.

Start application

Small Business Loan fact sheet (PDF, 1.49MB)

See your top questions answered

Fixed and Variable Rate Loans

Flexible loans for big projects

Fixed or variable interest rate. The rate you pay depends on your individual circumstances

Borrow from £25,001 to £10m on a fixed rate, with no upper limit on a variable rate

No early repayment or early closure fees

Repayment terms of up to 25 years

For higher loan amounts, we'd like to talk through your options. Pop your details in our form and we'll give you a call.

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Small Business Loan calculator

How much do you want to borrow?

Min value Max Value

Over how long do you want to repay the loan?

Min value Max Value

Min value Max Value

Representative example

Monthly repayments
Interest rate % (fixed)
Representative APR (variable)
Total repayment

96.84% of SME customers received an end quote that was the same, better or no more than 10% above their indicative quote. 



Your top questions answered

More options to evolve your business

Move your business forward

Dive straight in to digital and event-based learning, as well as a community of like-minded individuals.

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Other business lending solutions

We have a range of borrowing options for businesses including green loans, real estate finance and overdrafts.

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Feeling the pinch of rising costs?

The cost of living has taken a leap, squeezing pockets everywhere. Visit our website for help to navigate the current business climate.

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Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 711 4477

For more information visit the accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.