Pension scheme planning
Benefit your business as well as your future
It’s well known that a executive pension is one of the most tax-efficient ways to invest for the future. But tax relief isn’t the only aspect to consider with a pension. We can help you convert your pension scheme into a valuable business tool. It’s all about prudent planning.
The advantages of pension scheme planning
- Capital raising – your pension can be used as a vehicle for supplying capital for a suitable purpose. For example, your pension scheme may be able to buy your business premises, liberating money that can then be reinvested in your business.
- Tax liability management – the returns made on your investments via the pension scheme are practically tax-free, including rental income on commercial property.
- Asset protection – when your pension fund owns your business assets, they will be out of the reach of business creditors.
- Business succession – by opting to accumulate assets within your pension scheme, it is possible to receive a retirement income without you having to sell your business.
- Recruitment and retention – the best staff can be attracted to join your business – and to stay with you long term – because you’re offering a good quality pension scheme.
- Inheritance planning – the pension pot you have built up may be able to be passed on to your dependants on your death.
