onecard

onecard is the single card solution for all your business payments, whether you want to monitor your spend more effectively, or simply streamline your accounts. You have up to 38 days to settle the balance interest-free with the charge card, and a credit card option to enable you to spread your payments over a longer period.

Key features & benefits:

  • streamlines the purchase-to-pay process
  • gets rid of purchase orders and invoices
  • use our online reports to help reclaim VAT without the need for an invoice
  • gain the flexibility to tailor each card to meet individual cardholders needs

Online access

Log on to onecard's free Smart Data OnLine to access up-to-date information on all your cards, 24 hours a day, 365 days a year. Terms and conditions apply.

  • Monitor cardholder spending by checking purchases
  • Use analysis of spending with key suppliers to negotiate deals
  • Download data to your accounting systems
  • Use the expense reports to manage staff travel claims

View our Smart Data OnLine demo

Download comments from one of our customers to read what they think about onecard and Smart Data OnLine. (pdf 50kb)

Speed up VAT reclaim

Speed reclaim by using the HM Revenue and Customs accredited VAT reports instead of invoices, when your card is used at one of the UK's 7,000+ VAT-enabled merchants.

See whether your key suppliers are included using MasterCard's merchant locator.

Travel and business benefits

  • 15% discount on airport parking from BCP
  • Discounted access to airport lounges
  • 24-hour travel assistance helpline
  • Free travel insurance for gold card holders, plus up to three colleagues, when travel costs are charged to the card. Terms and conditions apply
  • Exclusive discounts on a range of business services. Check out the latest deals

Security & protection

Your onecard:

  • is more secure for face to face transactions using Chip and PIN
  • offers greater protection purchasing online with NatWest Secure. Terms and conditions apply
  • includes Corporate Liability Waiver Insurance to protect against cardholder misuse. Terms and conditions apply.

Please read the important legal information.



Find out more

If you would like further information or would like to apply for a onecard, email us at natwestonecentre@rbs.co.uk or contact our onecentre on 0207 672 5193 between
9am - 5pm Monday - Friday.
Calls may be recorded.

If you're an existing NatWest customer please contact your Relationship Manager.

Or if you prefer we can call you back.

Ways to apply


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Call us

Call us on
0207 672 5193


Monday to Friday 9am-5pm
Calls may be recorded.


Or contact your NatWest Relationship Manager

View all contact options


Find out more

Learn more about onecard Gold