Pre-loaded Card

How it works:

• Each card is credited electronically with a value you specify for the cardholder
• You set the payment criteria, and you can specify permitted product or service expenditure
• There is also the option for the cardholder to top up with funds in addition to your payments.

Key features and benefits

Control

• View real time balance, recent transactions, statements and management information reports online, through Cards OnLine
• No need to keep cash on site or ask recipients to cash cheques.

Efficiency

• Administration processes are improved as the card can replace a paper, cheque or cash-based system
• Recurring payments are made easy by using BACS to make automated payments
• No need to open a bank account for each cardholder to receive payments
• No need for complicated record keeping for audit purposes because we provide you with data electronically
• A far superior form of payment transfer compared to cash, cheques or vouchers.

Flexibility

• Secondary cardholders can be set up
• Accepted wherever the VISA logo is displayed
• Cardholders can top up their card with personal funds if required
• Your own branding can be integrated into the card design and customer communications.

Support

• Ongoing support is provided by NatWest to assist with the implementation and optimisation of the programme.

Peace of mind

All Pre-loaded Cards benefit from:

• Chip and PIN protection for all cardholders
• NatWest secure for even greater protection when purchasing online.