Variable Rate Loans

Our variable rate loans are simple to arrange and easy to understand.

Talk to your Relationship Manager about the best repayment structure for your business.

Key features and benefits:

  • Interest rate linked to our Base Rate (for the required currency)
  • The maximum term is normally 25 years
  • You can repay the loan in full at any time without penalty
  • Available in a variety of currencies

Optional features:

(subject to agreement at the outset)

  • Interest-only, with single capital repayment at the end of the term
  • Capital repayment holidays of up to 3 years
  • Interest and capital repayment holiday during the first 12 months, with accumulated interest added to the loan
  • Ability to cap your interest rate, protecting you from rising interest rates whilst allowing you to benefit if rates fall

Please read the important legal information.



Find out more

If you are a NatWest corporate customer, contact your Relationship Manager.

If your turnover is more than £1m and you are not a NatWest corporate customer, contact your nearest Corporate Banking Centre - find your nearest Commercial Banking Centre.

If your turnover is less than £1m, contact your local branch - visit your nearest branch.