Fixed Rate Loans

Our fixed rate loans help you plan for the future with interest payments that won't change over the term of your loan, up to ten years.

Key features and benefits:

  • Interest rate fixed for 1-10 years, renegotiable thereafter
  • Minimum amount usually £26,000, no maximum
  • The maximum overall loan term is normally 25 years
  • Flexible repayment terms, including interest only loans with bullet repayments at end of term or capital repayment holidays
  • Optional features of delayed/staged drawdown

Flexible repayment terms, including interest only loans with bullet repayments at end of term or capital repayment holidays

Legal information

NB: There may be a substantial charge to pay if you choose to repay this type of loan before the end of the agreed fixed period. We recommend that you seek legal advice before entering into such an agreement.

Please read the important legal information.



Find out more

If you are a NatWest corporate customer, contact your Relationship Manager.

If your turnover is more than £1m and you are not a NatWest corporate customer, contact your nearest Corporate Banking Centre - find your nearest Commercial Banking Centre.

If your turnover is less than £1m, contact your local branch - visit your nearest branch.