Compare instant, fixed and ISA saving accounts

Ready to start saving or investing?

Individual account eligibility criteria apply.

Fixed Rate ISA

Tax-free savings on balances from £1,000.

Earn 4.55% AER / Tax Free p.a. (fixed) when you fix for 1 year, or 4.60% AER / Tax Free p.a. (fixed) if you fix for 2.

  • Save for a fixed term of one or two years
  • Fix your savings interest rate, so you know the amount of interest you'll get paid
  • Get interest paid on your savings annually

You must be 18 or over and a UK resident for tax purposes. You can only subscribe to one cash ISA with NatWest Bank in this tax year up to £20,000. Not eligible for Round Ups. Early closure charges may apply.

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Fixed Rate ISA

Tax-free savings on balances from £1,000.

Earn 4.55% AER / Tax Free p.a. (fixed) when you fix for 1 year, or 4.60% AER / Tax Free p.a. (fixed) if you fix for 2.

  • Save for a fixed term of one or two years
  • Fix your savings interest rate, so you know the amount of interest you'll get paid
  • Get interest paid on your savings annually

You must be 18 or over and a UK resident for tax purposes. You can only subscribe to one cash ISA with NatWest Bank in this tax year up to £20,000. Not eligible for Round Ups. Early closure charges may apply.

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Digital Regular Saver

Rewards regular savers with 5.25% / 5.13% AER / Gross p.a. (variable) on balances up to £5,000, when you save between £1-£150 every month.

Lower interest rates apply for balances over £5,000. 

Eligible for Round Ups.

  • Get into a habit of saving regularly
  • Build your savings pot in a way that suits you
  • Get a higher interest rate on balances up to £5,000
  • Have interest paid monthly on your savings
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Digital Regular Saver

Rewards regular savers with 5.25% / 5.13% AER / Gross p.a. (variable) on balances up to £5,000, when you save between £1-£150 every month.

Lower interest rates apply for balances over £5,000. 

Eligible for Round Ups.

  • Get into a habit of saving regularly
  • Build your savings pot in a way that suits you
  • Get a higher interest rate on balances up to £5,000
  • Have interest paid monthly on your savings
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Fixed Term Savings

Lock away your savings and save for the future on balances between £1 - £3,000,000. 

1 year terms - earn 4.11% / 4.03% AER / Gross p.a. (fixed) on balances between £1 - £99,999

1 year terms - earn 4.20% / 4.12% AER / Gross p.a. (fixed) on balances between £100,000 - £3,000,000

2 year terms - earn 4.15% / 4.07% AER / Gross p.a. (fixed) on balances between £1 - £99,999

2 year terms - earn 4.25% / 4.17% AER / Gross p.a. (fixed) on balances between £100,000 - £3,000,000

  • Fix your interest rate, so you know the amount of interest you'll get paid
  • Have interest paid monthly on your savings, as well as at maturity
  • Choose a term that will suit you - for either one or two years

Early closure fees may apply. Offer may be withdrawn due to limited availability. Not eligible for Round Ups.

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Fixed Term Savings

Lock away your savings and save for the future on balances between £1 - £3,000,000. 

1 year terms - earn 4.11% / 4.03% AER / Gross p.a. (fixed) on balances between £1 - £99,999

1 year terms - earn 4.20% / 4.12% AER / Gross p.a. (fixed) on balances between £100,000 - £3,000,000

2 year terms - earn 4.15% / 4.07% AER / Gross p.a. (fixed) on balances between £1 - £99,999

2 year terms - earn 4.25% / 4.17% AER / Gross p.a. (fixed) on balances between £100,000 - £3,000,000

  • Fix your interest rate, so you know the amount of interest you'll get paid
  • Have interest paid monthly on your savings, as well as at maturity
  • Choose a term that will suit you - for either one or two years

Early closure fees may apply. Offer may be withdrawn due to limited availability. Not eligible for Round Ups.

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Cash ISA

Instant access, tax-free savings.

Earn 1.15% / 1.14% AER / Tax Free  p.a. (variable) for balances from £1 up to £24,999

and 2.45% / 2.42% AER / Tax Free p.a. (variable) for balances from £25,000.

  • Make the most of your tax-free savings allowance
  • Have instant access to your savings
  • Get interest paid monthly on your savings

You must be 18 or over, a UK resident for tax purposes and be an existing NatWest current account customer. You can only subscribe to one cash ISA with NatWest Bank in this tax year up to £20,000. Not eligible for Round Ups.

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Cash ISA

Instant access, tax-free savings.

Earn 1.15% / 1.14% AER / Tax Free  p.a. (variable) for balances from £1 up to £24,999

and 2.45% / 2.42% AER / Tax Free p.a. (variable) for balances from £25,000.

  • Make the most of your tax-free savings allowance
  • Have instant access to your savings
  • Get interest paid monthly on your savings

You must be 18 or over, a UK resident for tax purposes and be an existing NatWest current account customer. You can only subscribe to one cash ISA with NatWest Bank in this tax year up to £20,000. Not eligible for Round Ups.

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Flexible Saver

Save a little or a lot with instant access to your savings when you need it.

Earn 1.00% / 1.00% AER / Gross p.a (variable) on balances between £1 - £24,999. Higher interest rates apply for balances from £25,000.

  • Save regularly, accessing your money anytime
  • Get interest paid monthly on your savings
  • Earn higher interest when saving £25,000 and over
  • Top up savings with Round Ups
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Flexible Saver

Save a little or a lot with instant access to your savings when you need it.

Earn 1.00% / 1.00% AER / Gross p.a (variable) on balances between £1 - £24,999. Higher interest rates apply for balances from £25,000.

  • Save regularly, accessing your money anytime
  • Get interest paid monthly on your savings
  • Earn higher interest when saving £25,000 and over
  • Top up savings with Round Ups
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Defined Access Saver

Earn a higher interest rate on your savings when you make 3 or fewer withdrawals in a calendar year.

Earn 2.50% / 2.47% AER/Gross p.a. (variable) when you make 3 or fewer withdrawals

Earn 1.04% AER/Gross p.a. (variable) when you make 4 or more withdrawals

If you make 4 or more withdrawals, your interest rate will drop for the rest of the calendar year. Your interest rate will automatically reset to the original on the 1st January.

Eligible for Round Ups.

  • Benefit when you keep your money in your account
  • Build an emergency savings fund that you can dip into when you need
  • Grow your balances with monthly interest payments
  • Keep access to your money whenever you need it - it's an instant access account
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Defined Access Saver

Earn a higher interest rate on your savings when you make 3 or fewer withdrawals in a calendar year.

Earn 2.50% / 2.47% AER/Gross p.a. (variable) when you make 3 or fewer withdrawals

Earn 1.04% AER/Gross p.a. (variable) when you make 4 or more withdrawals

If you make 4 or more withdrawals, your interest rate will drop for the rest of the calendar year. Your interest rate will automatically reset to the original on the 1st January.

Eligible for Round Ups.

  • Benefit when you keep your money in your account
  • Build an emergency savings fund that you can dip into when you need
  • Grow your balances with monthly interest payments
  • Keep access to your money whenever you need it - it's an instant access account
Continue to account

Stocks & Share ISA

Investments made simple

Use our investment account to:

  • Help you meet your long term financial goals
  • Make the most of tax-efficient investing
  • Help protect your money from the effects of inflation
  • Start investing from £50 and invest up to £20,000 in the current tax year
The value of investments can fall as well as rise, and you may not get back the full amount you invest.  Eligibility criteria, fees and charges apply. 
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Stocks & Share ISA

Investments made simple

Use our investment account to:

  • Help you meet your long term financial goals
  • Make the most of tax-efficient investing
  • Help protect your money from the effects of inflation
  • Start investing from £50 and invest up to £20,000 in the current tax year
The value of investments can fall as well as rise, and you may not get back the full amount you invest.  Eligibility criteria, fees and charges apply. 
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First Saver

Our children's savings account.

Earn 1.60% / 1.59% AER / Gross p.a. (variable) on balances of £1+ whilst you are holding an account in trust for a child under 16. 

  • Help children learn how to save
  • Earn interest on their pocket money
  • Interest is calculated daily and paid quarterly on the first business day in January, April, July and October and at account closure
  • Top up with Round Ups
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First Saver

Our children's savings account.

Earn 1.60% / 1.59% AER / Gross p.a. (variable) on balances of £1+ whilst you are holding an account in trust for a child under 16. 

  • Help children learn how to save
  • Earn interest on their pocket money
  • Interest is calculated daily and paid quarterly on the first business day in January, April, July and October and at account closure
  • Top up with Round Ups
Continue to account