Your financial goals, our expertise

• With Premier you'll have an expert team available to help with your everyday banking needs, day or night. If you need help with something more complex, we can connect you with the specialists you may need.

Protect what matters

• If you need it, you'll also have access to an enhanced level of insurance cover available with Premier Insurance (underwritten by U K Insurance Limited).

If you already have a Premier Select you can find out how to use your existing account on our website.

This account offers an Overdraft facility (subject to status). You can check if you're likely to be accepted for an overdraft using our eligibility tool.

Premier Select customers pay no interest on the first £500 of their arranged overdraft. Looking to understand the costs of an overdraft of more than £500 over different periods of time? Use our cost calculator. The cost calculator does not reflect the up to £500 interest free arranged overdraft buffer on your account. For a more accurate indication of the monthly cost, input the overdraft you intend to use over and above the first £500.

If you don't pay it back, it could have an impact on your credit score.

How does our overdraft compare?

A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.

Representative example: Effective Annual Rate 0% EAR on arranged overdrafts up to £500, 34.49% EAR (variable) above £500. Representative 20.1% APR (variable). Assumed credit limit: £1200.

How to get £250

1. Open a current account and switch to us

• Apply for an eligible Premier account and request to switch an account with another bank to us using the Current Account Switch Service.

2. Within 60 days of switching

• Deposit £5,000 - This can be made of multiple payments and must remain in the account for 24 hours.
• Log in to our mobile app - You can log into the app on any device.

3. You're all set

When you've met these conditions, we'll pay £250 into your eligible account within 30 days provided the account remains open.

How to unlock £750

To be eligible for the £750 offer, within 60 days of your switch completing, you must:

1. Open a new Flexible Saver account

• You can open the account prior to your switch completing and still be eligible for the £750 provided you meet all the requirements.
• You do not need to wait for your £250 payment to open your Flexible Saver account.

2. Deposit £100k into your Flexible Saver

• This can be made of multiple payments and must remain in the account for 30 consecutive days.

3. All done

When you've met these conditions, we'll pay £750 into your Flexible Saver account within 30 days.

Third Party Permissions:

If you have given permissions to Third Party Providers to make payments on your behalf, or to access your financial data, access to these services won’t be transferred automatically to your new account as part of the Current Account Switch Service.

Before you close your old account, check whether you have any Third Party Provider permissions set up and if so, who with.

Once your new account is open you can give your permission to the Third Party Provider to access your new account by providing them with your new account details. You will need to contact the Third Party Provider directly yourself to set this up.

If you are unsure as to whether we will support the Third Party Provider permissions on your account, you can contact us for further information and support.

Please check our account terms and conditions for more information about Third Party Providers.

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

As part of the checks that we will complete to verify your identity, we’ll take an image of your face so that it can be compared with your photo ID and this biometric data is captured.