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Premier Select

A premium account with no monthly fee. 

  • No Non-Sterling Transaction fee when you make a payment outside the UK or in a foreign currency. Not valid for ATM withdrawals. Other local fees may apply.
  • Get expert help to make the most of your money and tackle life's unexpected surprises with our Premier Banking Service.
  • Arranged overdraft with £500 interest-free buffer available (subject to status) Representative APR: 20.1% (Variable).

Overdraft: Representative APR: 20.1% (variable). Other charges may apply. How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.

Current Account Switch Guarantee

To apply, you need to be 18+ and a UK resident and have ONE of the following. A minimum £100k sole income or £120k joint income paid into your NatWest account, or £500k minimum mortgage borrowing with us, or minimum £100k savings or investments held with us. 

Our current account terms and conditions are changing from 01 October. Find out more.

Discover Premier

Arranged overdraft

Arranged overdrafts allow you to spend more money than you have in your account to an agreed limit. An overdraft is a form of borrowing and is repayable on demand. It can be useful for short term borrowing.
 
We'll run a full credit check to determine your overdraft limit. If you don't repay what you borrow, you could harm your credit score and borrowing capability.

Switch to Premier Select

Important information

Information Message

By continuing you're confirming you've been provided with, and have acknowledged our important documents, including the FSCS information sheet.

All okay?

Apply for a bank account online today.

To speed up your application for our Premier Select account, we need to do a few final checks with you. They'll only take a minute.

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You're all set

We'll open up the application form in your phone's web browser

It will be pre-populated with your details, so won't take long to complete.

If you’re an existing customer, we’ve made some changes when opening a Premier Select account.

As a summary:

The ‘Start your application’ button directs you to a ‘Select account’ application page and you must meet one of the following criteria:

  • Minimum £100k sole income or £120k joint income paid into your NatWest account.
  • £500k minimum mortgage borrowing with us.
  • Minimum £100k savings or investments held with us.

Here's what to do next

We’ve made a few changes to how we open joint bank accounts.

The button below takes you to a dedicated page explaining exactly what you need to open your account.

As a summary:

  1. You create a joint account by adding the second applicant to an existing account
  2. You can either add the second applicant to an existing account, or if you’d like a completely new account, one of you can open a new account and then add the second applicant once it’s open. 

Get started

  1. Head back to your mobile app home screen.
  2. Select the account you wish to change.
  3. Once selected, go to ‘Change my account type’ to find options for changing.

If you're a non-UK resident, once your account has changed to a Premier Select, you'll be unable to upgrade to any Reward accounts.

You will need the most up to date version of the app, to make changes to your account. 

 

 

 

Get started

  1. Head back to your mobile app home screen.
  2. Select the account you wish to switch into.
  3. Once selected, choose the ‘Switch my account’ option to apply.

You will need the most up to date version of the app, to make changes to your account. 

 

 

 

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