Switch & Save offer now live on eligible accounts. Find the right bank account for you.

Want to open a new account? Take a look at our account types below.

Specific account eligibility criteria apply. Account fees may apply. Offer T&Cs and restrictions apply. Limited availability offer. Offer available to new and existing customers who do not hold a NatWest current account or savings account as of 18th November 2025.

Want to change or switch into your existing account?

Select account

Eligible for Switch & Save offer.

Our go-to basic current account.

No monthly fee.

Reward account

Eligible for Switch & Save offer.

An account that rewards you.

£2 monthly fee.

T&Cs apply.

Student account

Helping with student life.

4-year tastecard.*

No monthly account fee.

*Offer T&Cs apply.

Child & Teen

View our products for those ranging from ages 3-17 based on your child’s needs.

Fees and charges may apply and you must already have a current account before applying.

Accounts for existing customers

To change your account, view the options below and follow these instructions.

Reward Silver

Get rewarded, alongside other additional benefits.

£10 monthly fee.

Reward Platinum

A wider range of lifestyle and insurance benefits.

£22 monthly fee.

Reward Black

Rewards and more for our Premier Banking customers.

£36 monthly fee.

Want to switch into your existing account?

Current Switch & Save offer available to customers who do not hold a NatWest current account or savings account as of 18th November 2025.

Individual account eligibility criteria apply.

Premier accounts

To apply you must be 18 or over, a permanent UK resident and you must have ONE of at least:

  • £100k sole income or £120k joint income paid into your NatWest account
  • £100k savings or investments held with us
  • £500k mortgage borrowing with us.
  • Switch & Save offer available on Premier current accounts. Offer T&Cs and restrictions apply. Limited availability.
Already have a bank account with us?

Manage your bank account

View any benefits, helpful tips and FAQs about how to use your existing current account.