Student account

Get more from NatWest

  • Information & details about your benefits
  • Mobile app features to manage your money and plan ahead
  • View your full terms and conditions
  • Change your account
  • Frequently asked questions

Tools to help you on your student journey

Account benefits

Manage your money

Travel

Graduate account

Important information

FAQs

Your account benefits

tastecard

With a tastecard, you can enjoy 2 for 1 meals, 50% off your food bill or 25% off your entire bill, as well as the newest addition, 25% off barista-made drinks, available at thousands of restaurants and coffee shops across the UK. 

And the perks don’t stop there – there are plenty of other tastecard offers too: 

  • Cinema tickets discounted 
  • Discounted days out at the UK's best attractions
  • Exclusive membership perks.

Plus keep an eye out for tastecard competitions where you can win exciting and exclusive prizes.

Information Message

Exclusions on offers and available days may apply, check with participating restaurants. 

Valid for 4 years. T&Cs apply.

Use your tastecard Open in new window

tastecard

With a tastecard, you can enjoy 2 for 1 meals, 50% off your food bill or 25% off your entire bill, as well as the newest addition, 25% off barista-made drinks, available at thousands of restaurants and coffee shops across the UK. 

And the perks don’t stop there – there are plenty of other tastecard offers too: 

  • Cinema tickets discounted 
  • Discounted days out at the UK's best attractions
  • Exclusive membership perks.

Plus keep an eye out for tastecard competitions where you can win exciting and exclusive prizes.

Information Message

Exclusions on offers and available days may apply, check with participating restaurants. 

Valid for 4 years. T&Cs apply.

Use your tastecard Open in new window

Interest-free overdraft

Our Student bank account comes with an interest-free overdraft:

Initial limit: You can apply for an overdraft of up to £500 when you first open your student account.

Increasing your limit: You may be able to apply to increase your overdraft over time, up to:

  • £2,000 from your second term in the first year of your course
  • £3,250 from Year 3 onwards (including after you graduate)

If approved, your overdraft limit could be lower than the maximum limits shown

Apply for an overdraft Open in new window

Interest-free overdraft

Our Student bank account comes with an interest-free overdraft:

Initial limit: You can apply for an overdraft of up to £500 when you first open your student account.

Increasing your limit: You may be able to apply to increase your overdraft over time, up to:

  • £2,000 from your second term in the first year of your course
  • £3,250 from Year 3 onwards (including after you graduate)

If approved, your overdraft limit could be lower than the maximum limits shown

Apply for an overdraft Open in new window

Explore overdrafts in more detail

Manage your money

Stay on top of your finances

Discover the mobile app features that can help you manage your money and understand your finances.

Click on a feature to learn more...

Get set up for travelling

Whether going on holiday or planning to travel long-term, we may be able to support you with your finances while abroad. We offer a range of travel products and support that could help you prepare for your next trip. 

Our mobile app could simplify getting set up for travelling and staying in control of your funds while spending abroad:

  • Quickly and easily order travel money 
  • If you have a Travel account, you can separate your holiday pot, top up with euros or US dollars and spend in your currency abroad without transaction fees from us.  We won't charge you a fee for the first 200 euro or US dollars in cash you withdraw from ATMs every 30 days. Local ATM fees may apply
  • Register your trip in the app to notify our fraud systems that you are going abroad
Find out more about travel services Open in new window

Get set up for travelling

Whether going on holiday or planning to travel long-term, we may be able to support you with your finances while abroad. We offer a range of travel products and support that could help you prepare for your next trip. 

Our mobile app could simplify getting set up for travelling and staying in control of your funds while spending abroad:

  • Quickly and easily order travel money 
  • If you have a Travel account, you can separate your holiday pot, top up with euros or US dollars and spend in your currency abroad without transaction fees from us.  We won't charge you a fee for the first 200 euro or US dollars in cash you withdraw from ATMs every 30 days. Local ATM fees may apply
  • Register your trip in the app to notify our fraud systems that you are going abroad
Find out more about travel services Open in new window

Important information

Take some time to review the important documents.

Graduating soon?

You don’t need to do anything. If you've just graduated, or are about to, your account graduates with you. Your Student account will automatically change to a Graduate account later in the year, based on the graduation year you gave us when you opened your account. You can continue to use your card, online banking and mobile app as usual.

Before your account officially changes we will send you an email or letter detailing:

  • the changes to your account
  • the date your account will change
View our Graduate account Open in new window

Graduating soon?

You don’t need to do anything. If you've just graduated, or are about to, your account graduates with you. Your Student account will automatically change to a Graduate account later in the year, based on the graduation year you gave us when you opened your account. You can continue to use your card, online banking and mobile app as usual.

Before your account officially changes we will send you an email or letter detailing:

  • the changes to your account
  • the date your account will change
View our Graduate account Open in new window

Frequently asked questions