Student

  • £100 plus a 4-year tastecard. Offer T&CS apply.
  • Get an interest-free overdraft while you're studying.
  • No monthly account fee.
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Student bank account offers

  • Get £100 cash.
  • Get an annual tastecard, worth £79.99 per year*. Get 25% off the total bill, 2 for 1 meals or 50% off food as well as the newest addition of 25% off barista-made drinks, available at thousands of restaurants and coffee shops across the UK, with exclusive offers for students with discounts on movie streaming, attractions, membership perks with a tastecard membership, valid for 4 years.
  • Receive your cash offer within 10 working days of opening your account. We'll send your tastecard redemption code to your email address. Offer T&Cs apply.

 

NatWest have the right to withdraw this offer at anytime. If you have received a student offer from NatWest at any time from 1st July 2022 you will not be eligible. *Annual tastecard value excluding any offers. Correct as at May 2026.

Study details: You need to be a full time undergraduate student (on at least a 2 year course at a UK University/College) or nursing course lasting a year or more. You can apply within 6 months of your course start date.

Student status: To confirm you're a student and eligible for this account, you must provide your unique 16 digit UCAS code. Courses without a UCAS code are not eligible for our student account.

Interest free overdraft: You can apply for an overdraft of up to £500 when you first open your student account. You may be able to apply to increase your overdraft over time - up to: £2,000 from your second term in the first year of your course, and £3,250 from Year 3 onwards. 

Overdraft details: You need to be 18+ to apply for an overdraft. Overdrafts are subject to status and lending criteria.

You can apply for an overdraft on your account at anytime once your course has started with an instant online decision. If approved, your overdraft limit could be lower than the maximum limits shown.

Lifestyle benefits

Other features

Arranged overdrafts

An overdraft is a form of short term borrowing and is repayable on demand. If you don't repay what is owed, you could harm your credit score and borrowing capability. Understand the cost and impact of overdrafts and use our eligibility checker to find out if you’re likely to be approved below.

Information Message

Your overdraft limit could be lower than the maximum limit.

Switching to NatWest

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders.

Information Message

All okay? You’re nearly ready to start.

To speed up your application for our Student account, we need to do a few final checks with you. They'll only take a minute.

Do you have a current account with us?

Changing to a Student account

  1. Head back to your mobile app home screen.
  2. Select the account you wish to change.
  3. Once selected, go to ‘Change my account type’ to find options for changing.

You will need the most up to date version of the app, to make changes to your account. 

 

 

 

Have you lived in the UK for:

You're all set

Your application will be completely online, as part of our checks we'll ask our partner Mitek to confirm your identity using:

  • A Liveness check, a short video to compare your photo ID.
  • Photo ID, which must be a Passport, UK or EU/EEA Driving Licence or an EU/EEA National ID card.
  • Proof of your address, such as a utility bill, bank statement or driving licence.
  • Proof of your UK student status, which must be your 16 digit UCAS code.

Sorry, you can't apply for this account

You can view our full range of accounts and apply for a sutiable one.