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Switch to NatWest

Switch offer available to new and existing customers who haven't previously received a switch offer and did not hold a NatWest current account or savings account as of 17 February 2026.

Why switch to NatWest?

Banking at your fingertips

24/7 customer support

Chat to us over video or in branch

Fraud refund promise

Fraud Refund Promise - We'll only refund money paid out of your account via Online Banking/app by a fraudster if you've kept your login details safe. Video Banking calls may be recorded and service hours apply. Compatible device required.

What happens when you switch?


Step 1	We’ll send a request to your old bank to confirm the switch and we’ll keep you updated every step of the way.
Step 2	Your old account will be closed on your behalf. Your balance and payments (like Direct Debits) will be moved to your NatWest account.
Step 3	The switch is complete. Your old bank will make sure that any payments made to your old account will redirect to your new Natwest account.

Important information

The switch worth making

Switch to NatWest and you could get £150 and access to a 12 month fixed bonus rate if you open a Digital Regular Saver account.

Offer available to new and existing customers who haven't previously received a NatWest switch offer and did not hold a current account or savings account with us as of 17 February 2026.

Specific account eligibility criteria & conditions apply. Monthly account fees may apply. Offer T&Cs and restrictions apply. You are not eligible for this offer if you're switching a current account from NatWest Group (Royal Bank or Ulster Bank NI). Joint accounts are not eligible for this offer. This offer may be changed, replaced, or withdrawn at any time.

How to get our switch offer

How to get £150

1. Open a current account and switch to us

Apply for a Select or Reward account and request to switch an account with another bank to us using the Current Account Switch Service by 28 May 2026.
Your switch must be completed by 16 June 2026.

2. Within 60 days of switching

Pay in £1,250 - This can be made of multiple payments and must remain in the account for 24 hours.
Log in to our mobile app - This can be done on any device that supports the NatWest mobile banking app.

3. You're all set

When you've met these conditions, we'll pay £150 into your eligible account within 30 days.

How to unlock our bonus rate

Once you've opened your current account, you must open a Digital Regular Saver by 16 June 2026. To be eligible for the bonus rate, you need to complete your switch to us.

7% AER
This includes 5.25% / 5.13% AER/Gross p.a. (variable) on balances up to £5k, plus a conditional bonus of 1.75% AER (fixed) for 12 months. Interest paid monthly.
1.00% AER/Gross p.a. (variable) on balances over £5,000.

There’s no need to wait for your £150 incentive to be paid.

Why choose a Digital Regular Saver?

Save between £1 and £150 each month - you're in control.
Instant access to your savings whenever you need them.
Perfect for building regular savings habits, whether you're starting small or levelling up your savings goals.

Switch offer terms

Switch offer T&Cs (PDF, 56 KB)

Digital Regular Saver Switch Offer Information Sheet (PDF, 67 KB)

Current Account Switch Guarantee (PDF, 36 KB)

A Guide to Switching Current Accounts (PDF, 3 MB)

Third Party Permissions:

If you have given permissions to Third Party Providers to make payments on your behalf, or to access your financial data, access to these services won’t be transferred automatically to your new account as part of the Current Account Switch Service.

Before you close your old account, check whether you have any Third Party Provider permissions set up and if so, who with.

Once your new account is open you can give your permission to the Third Party Provider to access your new account by providing them with your new account details. You will need to contact the Third Party Provider directly yourself to set this up.

If you are unsure as to whether we will support the Third Party Provider permissions on your account, you can contact us for further information and support.

Please check our account terms and conditions for more information about Third Party Providers.

Are you ready to switch your account today?

You'll need these bits of info handy for your application:

The account number, sort code and debit card of the bank account you want to switch to NatWest.

Continue

Get started

Head back to your mobile app home screen.
Select the account you wish to switch into.
Once selected, choose the ‘Switch my account’ option to apply.

You will need the most up to date version of the app, to make changes to your account.

Important information

Not sure if you want to switch into the account you already hold with us? Click the link below to view our full range of accounts.

View current accounts

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