Press Room

NatWest Increases Savings Rates
(17 August 2004)

NatWest has increased its savings rates following the Bank of England's recent decision to increase base rate by 0.25%. Savers will benefit from Wednesday, 1 September.

Interest rates on NatWest's First Reserve, Reward Reserve, Savings Direct, E-Savings, 90 Day Bonus Reserve, Advantage Reserve, Private Banking Savings Account, Mini Cash ISA, TESSA Only ISA and Young Saver accounts will be increased by the full 0.25%.

NatWest's standard variable mortgage rate (SVR) will increase by 0.25% to 6.79%. The rate change is effective from 1 September 2004 for new and existing customers.

The rates are as follows:



First Reserve
Current RateNew Rate from 1 September
TiersBase Rate 4.5%Base Rate
4.75%
Balance £10,000 +1.501.75
Balance £5,000-£9,9991.451.70
Balance £1-£4,9991.201.45


Including all conditional rewards - interest paid quarterly and annually*



Reward
Current RateNew Rate from 1 September
TiersBase Rate 4.5%Base Rate
4.75%
Balance £50,000 +3.153.40
Balance £25,000 - £50,0003.053.30
Balance £10,000 - £25,0002.903.15
Balance £2,000 - £10,0002.452.70




Savings Direct
Current RateNew Rate from 1 September
TiersBase Rate 4.5%Base Rate
4.75%
Balance £250,000 +4.104.35
Balance £100,000 - £249,9993.954.20
Balance £50,000 - £99,9993.904.15
Balance £25,000 - £49,9993.804.05
Balance £10,000 - £24,9993.703.95
Balance £5,000 - £9,9993.503.75
Balance £1 - £4,9993.403.65




e-savings
Current RateNew Rate from 1 September
TiersBase Rate 4.5%Base Rate
4.75%
Balance £50,000 + 4.354.60
Balance £1 - £49,9994.004.25




90 Day Bonus Reserve (including bonus)
Current RateNew Rate from 1 September
TiersBase Rate 4.5%Base Rate
4.75%
Balance £100,000 +4.504.75
Balance £50,000 - £99,9994.404.65
Balance £20,000 - £49,9994.154.40
Balance £10,000 - £19,9993.954.20




Advantage Reserve
Current RateNew Rate from 1 September
TiersBase Rate 4.5%Base Rate
4.75%
Balance £250,000 +4.204.45
Balance £100,000 - £249,9994.104.35
Balance £50,000 - £99,9994.004.25
Balance £25,000 - £49,9993.804.05
Balance £10,000 - £24,9993.503.75
Balance £5,000 - £10,0003.203.45




Private Banking Savings Account
Current RateNew Rate from 1 September
TiersBase Rate 4.5%Base Rate
4.75%
Balance £250,000 +3.904.15
Balance £100,000 - £249,9993.854.10
Balance £50,000 - £99,9993.703.95
Balance £25,000 - £49,9993.553.80
Balance £10,000 - £24,9993.403.65
Balance £5,000 - £9,9992.903.15
Balance £1 - £4,9991.752.00




Mini Cash ISA
Current RateNew Rate from 1 September
TiersBase Rate 4.5%Base Rate
4.75%
Balance £15,000 +4.604.85
£1 -£14,9994.504.75




TESSA Only ISA
Current RateNew Rate from 1 September
4.504.75




Young Saver
Current RateNew Rate from 1 September
No minimum balance4.104.35

Enquiries to:
Media Relations
Tel: 020 7672 1926