Enjoy your Select Platinum benefits

Select Platinum costs £21 per month, for benefits worth £1,637 a year.

All values estimated over a one-year period, excluding any promotions and account fees. Values calculated May 2026.

Access your Reward Platinum benefits through My Benefits.
View your full terms and conditions here.
Information & details about your benefits.
Change your account.

Time to explore your benefits

You'll find your policy documents, how to make a claim, FAQs and other useful information in MyBenefits.

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A reminder of your benefits

Health and wellbeing

Health and wellbeing support that fits you and your family's needs.

24/7 virtual GP: unlimited access by video or phone including private prescriptions for you and your family (medication charges apply).
Mental health and wellbeing support: including a 24/7 helpline and up to six appointments yearly per person. Plus, fitness, nutrition and wellbeing content.
Digital physiotherapy: up to six remote physio appointments per person, per year.

Good to know

Health benefits cover you, your partner/spouse and any dependent children aged 18 years or under (or 23 if in full-time education), unless otherwise stated. Terms, conditions and exclusions apply. Equivalent annual subscription costs £600 when bought separately. Mental health support and physiotherapy is for adults aged 18+ only. Full terms available on MyBenefits. Provided by Teladoc Health UK LTD, a limited company registered in England and Wales (company number 05739281).

Travel Insurance

You and your family are covered for:

Trips of up to 31 days.
Winter sports and up to £10 million emergency medical expenses.
Costs incurred due to cancellations, lost baggage, and more.

Good to know

Exclusions may apply for pre-existing medical conditions, or those aged 70 or over. Underwritten by AWP P&C S.A. and administered by Allianz Assistance. Equivalent cover costs £490 for a family of two adults and two children under 13.

Additional cover for over 70s or pre-existing medical conditions

If you or your joint account holder are aged 70 or over, you'll need to get in touch with us each year to purchase or renew an age extension upgrade. There will be a £100 annual premium per person aged 70 or over.
Pre-existing medical conditions aren't automatically covered. You may have to pay extra for this, or you may find that your condition cannot be covered.

How to get in touch

Travel perks

Get your holidays off to a great start with extra travel perks.

Travel eSIM and Airport discounts provided by Assurant (a trading name of Lifestyle Services Group Limited) and DragonPass International Limited. Equivalent membership worth £90 annually when bought separately. Terms, conditions and exclusions apply. Full terms available in MyBenefits.

Travel eSIM

You can redeem one 5GB eSIM each year to use mobile data abroad. Once your eSIM has been activated it will be valid for 30 days within the country or region selected. Compatible device required.

Airport discounts

Discounted access to more than 1,100 airport lounges worldwide, subject to availability. Plus, discounts on airport dining, spa treatments, and health and wellness services.

Mobile phone insurance

Your phone goes everywhere with you. That's why your Select Platinum account includes mobile phone insurance that covers you, your partner and eligible children living at home for:

Theft, loss, and accidental damage.
Device breakdown (after your manufacturer's warranty expires).
Standard accessories that are lost, stolen or damaged at the same time as your phone, are covered up to £250.

Good to know

Max. two approved claims per 12 months (four for joint accounts). Similar cover for an iPhone 15 Pro Max with Vodafone Insurance costs around £165 annually. Policy underwritten by Aviva Insurance Limited. Terms, conditions and exclusions apply. Mobile phones must have cost less than £2,500 including VAT, when new. Repair excess of £50 applies. Replacement excess is £100.

AA breakdown recovery

Help when you need it most with UK-wide car breakdown assistance.

Roadside and home assistance: when your car won't start.
National recovery: including being taken to a destination of your choice, if the AA can't restart your car.
Onward travel: the AA can help you complete your journey, if they can't fix your vehicle.
Accident Assist: a 24/7 accident claims service.
All your private vehicles are covered: even if someone else is driving them (with your permission).

Good to know

Commercial vehicles aren't covered. Equivalent annual membership costs £196 when bought separately. Policy is provided by Automobile Association Developments Limited (trading as AA Breakdown Services).

tastecard membership

The same tastecard dining discounts you know, with added cinema extras.

Monthly tastecard costs £7.99 when bought separately. If you've not already downloaded your tastecard, check the activation email we sent you when you set up your account. If you can't find it, please email natwest@tastecard.co.uk.

Dining out

Choose 25% off your bill, 2 for 1 meals, or 50% off food at thousands of restaurants.

Coffee shops

Enjoy 25% off barista-made drinks at participating coffee shops across the UK.

Pizza orders

Get 50% off or 2 for 1 pizza on delivery and collection orders from participating brands.

Cinema trips

Save up to 25% on cinema tickets and snack combos at participating venues across the UK.

Important documents

We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.

Platinum Account Insurance Product Information Document (PDF, 158 KB)
Platinum Travel Insurance Policy (PDF, 676 KB)
Platinum Benefit Terms (PDF, 421 KB)
Fee Information Document (PDF, 255 KB)
Your Current Account Terms (PDF, 340 KB)

Want to change your account?

To change your existing account type or switch into your existing account, click back to your mobile app home screen and select the relevant account. Here you will find options for changing and switching.

Want to change your account?

Switch to NatWest

To switch a current account held elsewhere to your existing account using the Current Account Switch Service, click back to your mobile app home screen and tap the relevant account. Here you will find options for switching.

How does the Switch Service work?

Switch to NatWest

How does the Switch Service work?