Important information

Credit facilities: Over 18s only.

Voted 'Best Online Student Banking Provider' by 'Your Money' magazine for 2008.

NatWest Student Account

Full terms and conditions, and details of how to access all of the offers are detailed in your Welcome Pack, which will be sent once the account is opened.

The following offers for the 5-Year 16-25 Railcard, Student Discounts, Webcam and Mobile Broadband are available to first year undergraduate students commencing their first Higher Education course, who open a NatWest student account between 9 June and 31 October 2008.

Terms and Conditions for the 5-Year 16-25 Railcard

1. Your Railcard will be renewed and issued to you on an annual basis prior to the expiry of your previous card provided you have used your student account in the previous 3 month period and have registered for online banking.
2. Your Railcard will only be renewed for a maximum overall term of 5 years. Students who will be aged over 26 at the expiry of their Railcard will be issued with a Railcard that expires either at the end of their degree course or on the day before their 27th birthday.
3. All 5-Year 16-25 Railcards are issued by NatWest and any Railcard enquiry should be made to NatWest and not at any rail station.
4. Your Railcard and any discounted rail tickets purchased using your Railcard are not transferable to any other person.
5. You must present your Railcard when you purchase any discounted tickets and you must carry it with you when travelling using a discounted ticket purchased with the Railcard.
6. Minimum fares apply before 10am Monday to Friday (excluding Public Holidays and July and August).
7. To receive your Railcard please follow the instructions sent to you in your Welcome Pack. You must send us a passport sized photo for use in conjunction with your Railcard to us by 14 December 2008.
8. A full list of the conditions of the 5-Year 16-25 Railcard will be issued to you with your Railcard, or are available at any staffed station ticket office or online at 16-25railcard.co.uk

Terms and Conditions for the Student Discounts offer

1. This offer is available to first year undergraduate students commencing their first Higher Education course, who open a NatWest Student account between 9 June and 31 October 2008 and who hold a 5-Year 16-25 Railcard.
2. Discounts are linked to your NatWest 16-25 Railcard, you will need to show your Railcard to obtain the offers in stores.
3. All online discounts must be redeemed by using the links and promotional codes at studentdiscounts.co.uk/natwest and may not be redeemed directly through the individual retailers wesbites unless otherwise stated.
4. See studentdiscounts.co.uk/natwest for full terms and conditions.

Terms and Conditions for Webcam offer

1. This offer is available to new customers of NatWest who are 1st year undergraduates commencing their first Higher Education course, who open a Student account online at natwest.com/railcard between 9 June and 31 October 2008 and who use it as their main Student account.
2. Available whilst stocks last. Offer may be withdrawn at any time without notice.
3. See natwest.com/railcard for full terms and conditions.

Terms and Conditions for Mobile Broadband offer

The £50 credit is available when you take out a 3 Mobile Broadband contract with a minimum term of 18 months. The £50 will be credited to your 3 account after you have made your 3rd monthly payment under the 3 Mobile Broadband contract, provided the account is not in arrears. See three.co.uk/students for full terms and conditions.

Terms and Conditions for Laptop offer

A £100 discount is available from the retail price of selected ASUS laptops. See www.asus-uk.com/natwest for full discount terms and conditions and for details of selected laptops available.