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Your financial goals.

Our expertise.

Find out what Premier banking could do for you.

Switch to us using the Current Account Switch Service by 6th January and you could unlock our Limited Edition Saver account.

To join Premier you’ll need one or more of the following:

  • Minimum of £100k sole income or £120k joint income paid into your NatWest account.
  • Minimum of £100k savings or investments held with us.
  • Minimum £500k mortgage with us.

Switch & Save: Unlock our Limited Edition Saver account when you switch to NatWest Premier

Apply online or via our mobile app to switch your current account held elsewhere into an eligible Premier Select or Premier Reward account by 6 January 2026. Use the Current Account Switch Service and you could unlock our 12 month Limited Edition Saver account which offers fixed bonus interest rates on balances over £50,000. Offer available to new and existing customers who do not hold a NatWest current account or savings account as of 18 November 2025.

Limited Edition Saver interest rates

AER / Gross p.a. (variable)
Interest paid monthly
 

4.00% / 3.93% 
Balances between £100k - £3m

(includes 2.25% / 2.23% AER / Gross p.a. (fixed) 12 month bonus).
 

3.25% / 3.20%
Balances between £50k - £99,999

(includes 1.50% / 1.49% AER / Gross p.a. (fixed) 12 month bonus).
 

1.06% / 1.05%
Balances up to £49,999

1. Switch to us

Open a current account with us  

Apply for an eligible Premier Select or Premier Reward account and request to switch your bank account to us using the Current Account Switch Service by 6 January.
 

Your switch to us must be completed by 21 January 2026.

2. Switch complete

Wait to receive the offer email from us

Once your switch to us is complete, we'll send you an email with a link to open a Limited Edition Saver account. This will arrive between 02 December 2025 and 21 January 2026.

You'll have until 23 January 2026 to apply for a Limited Edition Saver via our mobile app.

3. You're all set

Fund your account
Once you've opened your Limited Edition Saver and funded your account, you'll immediately start benefiting from the interest rates.

Premier and specific account eligibility criteria and conditions apply. Monthly account fees may apply. Offer T&Cs and restrictions apply. Offer can be withdrawn or amended at any time due to limited availability. If you previously held a NatWest current account or savings account, you may still qualify, provided you did not hold one as of 18 November 2025. You are not eligible for this offer if you're switching a current account from NatWest Group (Royal Bank or Ulster Bank NI). Joint accounts are not eligible for this offer.
Find out more

Our Premier banking members get more

Financial planning

Investment advice and support to make big financial decisions. Helping you and your family realise your life dreams. All our investment solutions are delivered and managed by Coutts. 

Financial planning & advice

Exclusive support

A team of real people on hand to guide you. Get access to expert help for any questions you have and support to reach your goals.

Premier banking manager

Everyday banking

Rewards designed for you and your family on things that matter, from airport lounge access and worldwide travel insurance to mobile phone cover.

Compare Premier accounts

Specific eligibility and fees apply for this service. Premier 24 lines are open 7 days a week. Premier bank managers are available 8am-8pm 7 days a week. Premier eligibility criteria apply. Fees may also apply.

Make a start with Premier Select for no monthly fee

Eligible for our Switch & Save offer. T&Cs apply.

£0 a month

Get 24/7 support from Premier 24 and help to invest in your future. 

Plus our Premier mobile app and all these membership benefits for free:

  • No non-Sterling transaction fee when you make a payment outside the UK or in a foreign currency. ATM withdrawal charges apply and local fees may apply.
  • Arranged overdraft with £500 interest-free buffer available (subject to status).

For new and existing NatWest customers. Must be 18+ UK resident to apply. 

Overdraft: Representative APR: 20.1% (Variable). Other charges may apply.

How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.  

Go to Premier Select

Premier Reward, get money back for everyday spend

Eligible for our Switch & Save offer. T&Cs apply.

£2 a month

Get 24/7 support from Premier 24 and help to invest in your future.

Plus our Premier mobile app and all these membership benefits that give back:

  • £9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each.
  • £1 a month in Rewards just for logging into our mobile app monthly. 
  • Earn at least 1% at partner retailers when you use your NatWest debit card.

For new and existing NatWest customers. Must be 18+, UK resident, and pay in £1,250 to an eligible NatWest account every month. T&Cs apply.

Go to Premier Reward

Upgrade your membership with Premier Reward Black

£36 a month

Get 24/7 support from Premier 24 and help to invest in your future.

  • All the features of our Select and Reward accounts.
  • All the membership benefits you can see just below, with our Premier Reward Black account.

To upgrade to Premier Reward Black, you need to be an existing NatWest or NatWest Premier current account customer.

Go to Premier Reward Black

Premier Reward Black benefits

For your entertainment

  • 24/7 Concierge Service to get VIP access to events, top restaurants and more
  • Enjoy 25% cashback on tickets to concerts and shows
  • Discounts on tickets at over 250 cinemas nationwide

For your adventures

  • No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. ATM withdrawal charges apply, local fees may apply.
  • Worldwide family travel insurance
  • Airport lounge access with DragonPass Premier+

For you and your family

  • UK and European car breakdown cover
  • Mobile phone insurance for you and your household
  • 24/7 Home Emergency Service

We're ready to help you

Chat to us to:

  • Make larger value domestic or international payments
  • Arrange an appointment with a Premier Manager to talk about your goals or any financial concerns
  • Get help with the app or online banking
  • Explore your banking options, our products or services.

Your exclusive Premier 24 phone line for managing your money

Telephone: 0333 202 3330

International: +44 161 933 7239

Relay UK: 18001 0333 202 3330

Or talk to us via Webchat.