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Fixed Rate ISA

Choose a savings term and enjoy fixed interest rates for 1, 2 or 3 years

  • Earn from 2.40% to 3.60% AER tax free - standard rates
  • Earn from 3.60% to 3.80% AER tax free - Preferential rate available for 2 or 3 year term when you transfer a cash ISA from another provider (excluding NatWest & RBS)
  • Interest will be paid at the rate of 2% AER/Gross (fixed) p.a. until the Fixed Rate ISA start date - 4th July 2012
  • Transfers in allowed – bring all your cash ISAs together in one place
  • Save up to £5,640 tax free in your Fixed Rate ISA for the 2012/ 2013 tax year. Minimum Deposit £1,000
  • Apply from 2nd May to 31st May 2012 – this is a limited offer and may be withdrawn at any time
  • Partial withdrawals not allowed. Early closure will result in an interest charge

Apply online for a Fixed Rate ISA

Tax free interest means interest payable is exempt from UK income tax.

Discover why people save with a NatWest Fixed Rate ISA

Features and benefits

Why choose a NatWest Fixed Rate ISA?

With our Fixed Rate ISA you leave your money in your ISA account for one, two or three years. The interest you earn on your savings is fixed for the term of your saving – the longer you save, the higher the interest rate.
NEW preferential interest rates are available if you transfer your cash ISA from another provider to NatWest (excluding NatWest & RBS).

Fixed Rate ISA interest rates

Term Interest payable Standard rates Preferential rates for cash ISA transfers Maturity date
AER Gross rate pa AER Gross rate pa
1 Year Annually 2.40% 2.40% Not Available Not Available 04 July 2013
2 Years Annually 3.40% 3.40% 3.60% 3.60% 04 July 2014
3 Years Annually 3.60% 3.60% 3.80% 3.80% 04 July 2015
3 Years Monthly 3.60% 3.54% 3.80% 3.74% 04 July 2015

Online and Mobile Banking

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ISAs explained

Learn more about saving tax efficiently with a cash ISA, the rules about how much you can pay in, and more...

Transfer your existing ISAs

Keep all your cash ISAs in one place and make it easier to manage all your tax free savings online.

Important information

Key dates and information about Fixed Rate ISAs.

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