• Visa debit card with worldwide acceptance and added online security protection
• Overdraft available (subject to eligibility)
• Almost 1600 branches
• Online banking, mobile phone banking & Telephone banking with UK call centres, open for you 24 hours a day
• Dedicated switching team making it easy to move your bank account to us.

Advantage Blue - upgrade from Current Plus Account to Advantage Blue for £6.95 per month

• Car breakdown cover or mobile phone insurance
• Two week single trip European travel insurance
• 25% savings on shopping and top gigs
• Save up to £196 a year.

Advantage Gold - Upgrade to our 5* Defaqto rated account for £12.95 per month

• Car breakdown cover – even on your driveway
• Mobile phone insurance - includes iPhones
• Annual travel insurance - includes wintersports
• Save up to £704 a year.

• View our full range of current accounts

Full copies of the fees and interest rates, and terms and conditions that apply to our personal accounts can be downloaded - terms and conditions (PDF, 399KB).

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Overdrafts: You have to repay any overdraft upon our request. Overdraft and interest rates may change.

Credit facilities: Over 18s only. Calls may be recorded. Details correct at the time of publication. Security may be required.

Mobile phone top-up facility: Available at all NatWest cash machines and those displaying the top-up logo, including those operated by Royal Bank of Scotland. Top-up amounts are subject to your debit card daily withdrawal limit and the availability of sufficient funds. Network operator top-up limits may also apply.

Sometimes we have to update our systems so our 24-hour telephone and Online Banking services may not be available for short periods in the early hours of the morning.

Please also read our website terms and conditions which cover your use of this website.