5 Year Purchase Fixed Rate: First Time Buyer Exclusive

Your home may be repossessed if you
do not keep up repayments on your mortgage

5 Year Purchase Fixed Rate: First Time Buyer Exclusive (ref: fix6544)

Work out your monthly repayments for this mortgage

Initial Rate	6.34%
Option to switch to fixed rate	N/A
Initial rate expires	31/12/2014
Rate thereafter	4%
Overall cost for comparison	5.2% APR
Product fee	£0
Option to add product fee to mortgage	N/A
Eligibility	New NatWest mortgage customers (including first time buyers) purchasing a house. Exclusive to: Private, Business, Advantage Private, Advantage Business and Advantage Gold customers Only available for new customers purchasing their first home Capital and Interest Repayment only at 75%-90%; Interest Only repayment available below 75% Maximum loan amount: £150,000
Minimum deposit	10%
Minimum loan amount	£25,000
Early repayment charge	5% until 31/12/2010 4% until 31/12/2011 3% until 31/12/2012 2% until 31/12/2013 1% until 31/12/2014
Free standard valuation	N/A
Legal fees paid	N/A
Cashback	N/A
Overpayments permitted	Overpay 10% per year without incurring an early repayment charge

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