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Helping you invest in buy to let property
Buy to let
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Buy to let mortgages
Finding the right mortgage to invest with
Whether you’re an established landlord or this is your first buy to let property, we know it’s important for you to make the right investment. To finance your property, take a look at our range of fixed rate and tracker mortgages.
And if you need to speak to someone about your options, our mortgage advisers are available in branch and on the phone to help you.
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The mortgage application process
Search our mortgage rates
What kind of mortgage are you looking for?
Use our mortgage calculator to help you find the right mortgage and work out monthly repayments.
Helpful tools
Tools to help you plan
Use our range of tools to help you choose the right mortgage for you. Search our mortgage rates, work out
how much you can borrow and how future rate changes could affect your repayments.
Find out how much money we could lend you.
Search our mortgage rates and work out what your monthly repayments could be.
How might future rate changes affect your repayments?
Frequently asked questions
What other people are asking us
Awards
We've won more awards
NatWest has been awarded 'Best Bank for Mortgages' for an impressive 19th time in the past 23 years and
for the 4th year in a row we’ve also won 'Best First Time Buyer Mortgage Lender'.
Best Bank
NatWest
Best First Time Buyer Mortgage Lender
NatWest
Frequently asked questions
Do I always need life insurance
Life insurance is not always mandatory when taking out a mortgage. However, having the right protection in place gives you and your family peace of mind knowing that financial help will be available if you are no longer able to provide that security. Don't forget that as well as covering any mortgage borrowing you may also wish to make provisions for ongoing household costs. In addition many policies offer optional critical illness cover which can cover events such as heart attacks and long term illness. Find out more about life insurance.
Frequently asked questions
What is a fixed rate mortgage?
It's a mortgage where the rate of interest you pay is fixed for an agreed term. So you always know how much your mortgage payments will be during that term even if interest rates go up or down. At the end of the fixed rate term you'll usually revert to the Standard Variable Rate.
Frequently asked questions
What is a tracker mortgage?
With this type of mortgage the rate of interest you pay is normally the NatWest Bank base rate plus a set percentage. If the base rate rises or falls, so will your monthly mortgage payments. Tracker rate mortgages usually have a minimum interest rate. At the end of the tracker term you'll usually revert to the Standard Variable Rate.
Frequently asked questions
What does APR mean?
APR stands for Annual Percentage Rate. It is there to help you compare the cost of different mortgage deals. It takes into account the amount of interest you will pay, the term of the mortgage and certain other charges, such as product and valuation fee.
Frequently asked questions
Can I get a mortgage offer before I find my property?
You can choose the mortgage that suits you best and get an 'agreement in principle' from a lender. However, your lender won't make a formal mortgage offer until a valuation has been carried out on the property you wish to buy or remortgage.
Frequently asked questions
What does Bank of England base rate mean?
The official bank rate (also called the Bank of England base rate or BOEBR) is the interest rate that the Bank of England charges banks for secured overnight lending. It is the Government's key interest rate for managing monetary policy.
Our simple borrowing calculator
How much can I borrow?
All figures provided are for illustrative purposes only.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
How can we help?
Call us or we can call you
Existing NatWest Mortgage Customer Services
If you already have a Mortgage with us, call 0800 092 9585
New Mortgage Sales and Information
To discuss arranging a mortgage with us, call 0800 096 9527
Minicom number
Customers with hearing and speech impairments can contact us by Minicom number 0800 917 0526
Opening hours:
Service - Mon to Fri 8.30am - 6pm, Sat 9am - 12.30pm.
Sales - Mon to Fri 8am - 8pm, Sat 9am - 4pm.
Excluding public holidays.
Calls may be recorded.
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