Personal Loans

between £7,500 to £14,950

1% discount for Advantage Gold, Advantage Private and Black Account customers,

Eligibility criteria and monthly account fees (£12.95 Gold/£19.95 Private/£24 Black) apply. Find out more

Can you say YES to:

  • A NatWest current account
  • Aged 18 or over
  • Have a regular income
  • Have a good credit history

then you may be eligible for a personal loan.

Representative 8.9% APR

For loans between £7,500 to £14,950

  • Online application takes just minutes.
  • Money could be in your account the next working day (online banking customers only).
  • Rates are fixed for the lifetime of the loan

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Rates depend on your circumstances and loan amounts.

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Home improvements loans?
You can borrow from £2,500 over 10 years

All other loans
Maximum term for loans up to £14,950 is 5 years.
For loans between £15,000 and £25,000, you can borrow over a maximum of 7 years

Rates and circumstances
Money in your account next day applies to existing NatWest online banking customers who apply between 6.30am and 5.55pm Monday to Thursday (excluding public holidays). For customer who meet all of our credit requirements, have their loan application accepted, are eligible and choose to complete their loan documentation online, the loan funds will be available the next working day from 9.00am. Sometimes we may need to give an application further consideration, and so the decision may be delayed.


Before you apply please read

and make sure...


  • You know your income, employer's name and address
  • You have your last three years address details