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Loan Calculator

Use our loan Quick Quote tool

Find out if you’re likely to be approved and how much you may be able to borrow – in just 2 minutes.

View your personalised interest rate and monthly payments

Zero impact on your credit rating more info

Provide us with a few details and we’ll give you an indication of whether we can help with your loan. If you choose to apply additional checks (including a full credit check) may be carried out and this may affect our decision.

Representative Example (what's this?):

Borrow 7,500 over 5 years at Representative 3.9% APR and Interest rate 3.90% p.a. (Fixed) will cost 137.55 per month, with a total amount payable of 8,253.00.

Representative APR loan calculator

You can view our Representative APRs (what’s that?) below.

To view your personal rate and borrowing details use ourQuick Quotetool instead.

Calculate your loan quote below

Use our loan calculator to work out the best loan for you. Note that the maximum term will change depending on the loan amount.

Home improvements loans above 2,500 are available over an extended term of up to 10 years. You may be asked to provide evidence that the loan is for a home improvement.

Enter between 1,000 and 25,000


You can choose to pay over 1-5 years

Representative Example


over 5 Years



Interest rate

3.9% (Fixed)

will cost

137.55 per month

Total amount payable:


The rates you pay depend on your circumstances and the loan amount and may differ from the Representative APR.

Useful and important information

Our Budget planner can help you work out how much you can re-pay each month.

Our calculator provides an indicative quote only, our rates vary depending on your circumstances and the loan amount you apply for.

You must be over 18 and a NatWest current account customer to apply.

Get in touch

Lines are open: Mon to Fri 8am-8pm, Saturdays & Bank Holidays 9am-6pm, Closed on Sunday. Calls may be recorded