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NatWest Personal Loans

For our existing current account customers

Representative 6.4% APR
for loans of 7,500 to 14,950. Other amounts available at alternative rates. Rates depend on circumstances and loan amount. Over 18s only.

Can we help you with...

New! Use our loan 'quick quote' tool

Find out if you’re likely to be approved and how much you may be able to borrow – in just 2 minutes.

View your personalised interest rate and monthly payments

Zero impact on your credit rating more info

Provide us with a few details and we’ll give you an indication of whether we can help with your loan. If you choose to apply additional checks (including a full credit check) may be carried out and this may affect our decision.

Representative Example (what's this?):

Borrowing 7,500.00 over 5 years at Representative 6.4% APR and Interest rate 6.40% p.a. (Fixed) will cost 145.76 per month, with a total amount payable of 8,745.60.

Helpful tools

Representative APR loan calculator

What is a representative APR?

Home improvements loans above 2,500 are available over an extended term of up to 10 years. You may be asked to provide evidence that the loan is for a home improvement.

Enter between 1,000 and 25,000


You can choose to pay over 1-5 years

Representative Example


over 5 Years



Interest rate

6.4% (Fixed)

will cost

155.48 per month

Total amount payable:


Rates depend on circumstances and loan amount.

Key features of NatWest loans:

Our loans can be used for almost any purpose

No hidden setup fees, just a simple fixed interest rate

Flexibility to borrow more in future (25k maximum) or repay your loan early (a fee will apply)

Fixed monthly payments help you spread your costs and plan ahead

Apply online for a NatWest Loan

  • You could get a quote in less than 5 minutes
  • You'll be able to manage your loan in online banking
  • Most of the time, you'll receive an instant decision
  • And if you already bank online with us:
    • - Receive your funds next working day
    • - We can pre-fill your information saving you even more time
    • - Open your loan paper-free (eliminate postal delays and keep your information safe)

Important information about NatWest loans:

Our rates depend on your circumstances and the loan amount you apply

You'll have to be 18 or over and existing NatWest current account customer