Home Insurance

Get a home insurance quote

Work out the cost of insuring your home - get an online quote.




At NatWest, we believe in choice. That's why we offer two types of home insurance - Standard and Elite cover. Elite Home Insurance offers our highest level of cover for homes in the UK.

Reasons to apply for NatWest home insurance

  • Monthly payments at no extra charge (subject to eligibility)
  • New for old cover, apart from clothing
  • Accidental damage cover for DVD players, TVs, hi-fi equipment and PCs
  • Up to £1,500 cover for downloaded information, including music, games and films
  • 24-hour household emergency helpline, helping to get the problem fixed by a local professional
  • Specialist claims advisers in UK only call centres / your call will be answered by an advisor based in the UK
  • Up to £25 paid towards any switching costs
  • Cover for cash in the home, up to £300
  • Up to £5,000 cover for business equipment in the home
  • An extra 10% contents cover to insure Christmas presents (1 Dec to 15 Jan)


Standard coverElite cover
Independent rating from Defaqto Defaqto Defaqto
Blanket buildings coverUp to £1,000,000Unlimited
Garages and outbuildings (including sheds)ticktick
Alternative accommodation£25,000£35,000
Burst or frozen plumbing in your hometicktick
Locks on outside doors£1000Unlimited
Up to £25 towards switching fees from your mortgage lenderticktick
Accidental breakage of fixed glass and ceramic sanitary wareticktick
Forced entry by emergency services£1,000£2,000



Standard coverElite cover
Independent rating from Defaqto Defaqto Defaqto
Blanket contents coverUp to £50,000Up to £100,000
New for old cover tick

(apart from clothing)
tick
Accidental damage cover for home entertainmentticktick
Valuables single item limit£2,000£3,000
Sports equipment and membership fee cover if you can’t use your fitness club due to accidental injurytick

(max claim £500)
Freezer contents£500Unlimited
Garden contents cover£500£1,500
Business equipment in your home£5,000£10,000
Money in the home£300£1,000
Credit card misuse£500 £5,000
Locks on outside doors£1000Unlimited
Matching items cover (we will make sure that any items damaged are replaced with matching items, i.e. sofa’s, bathroom ware)tick


Apply now

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Call us

Call us on
0800 051 5450

Minicom
0800 051 3030


Lines are open: Mon to Fri 8am-8pm, Sat 9am-4pm
(excluding public holidays) Calls may be recorded

(Quotes for Northern Ireland not available online - please call)