Home Insurance
20% off combined buildings and contents insurance
Get a quote today and you will save 20% off combined buildings and contents insurance. Or if you’re an Advantage customer you’ll receive an exclusive 30% discount.
And that’s not all – get a quote by 6 December 2009 and you’ll get an additional 15% online discount using promo code NW15 and £20 cashback until the 30 November 2009!
Discounts apply to new customers in the first year. Quotes are valid for 90 days. 20%/30% discounts apply to combined buildings and contents policies only. Policies must be live for at least 28 days and cashback will be sent within three months of policy start date.
Get a home insurance quote
Work out the cost of insuring your home – get an online quote with a 15% online discount using promo code NW15
At NatWest, we believe in choice. That's why we offer two types of home insurance - Standard and Elite cover. Elite Home Insurance offers our highest level of cover for homes in the UK.
Reasons to apply for NatWest home insurance
- Monthly payments at no extra charge (subject to eligibility)
- New for old cover, apart from clothing
- Accidental damage cover for DVD players, TVs, hi-fi equipment and PCs
- Up to £1,000 cover for downloaded information, including music, games and films
- 24-hour household emergency helpline, helping to get the problem fixed by a local professional
- Specialist claims advisers in UK only call centres / your call will be answered by an advisor based in the UK
- Up to £25 paid towards any switching costs
- Cover for cash in the home, up to £300
- Up to £5,000 cover for business equipment in the home
- An extra 10% contents cover to insure Christmas presents (1 Dec to 15 Jan)
| Standard cover | Elite cover | |
|---|---|---|
| Independent rating from Defaqto | ![]() | ![]() |
| Blanket buildings cover | Up to £1,000,000 | Unlimited |
| Garages and outbuildings (including sheds) | ||
| Alternative accommodation | £25,000 | £35,000 |
| Burst or frozen plumbing in your home | ||
| Locks on outside doors | £500 | Unlimited |
| Up to £25 towards switching fees from your mortgage lender | ||
| Accidental breakage of fixed glass and ceramic sanitary ware | ||
| Forced entry by emergency services | £1,000 | £2,000 |
| Standard cover | Elite cover | |
|---|---|---|
| Independent rating from Defaqto | ![]() | ![]() |
| Blanket contents cover | Up to £50,000 | Up to £100,000 |
| New for old cover | (apart from clothing) | |
| Accidental damage cover for home entertainment | ||
| Valuables single item limit | £2,000 | £3,000 |
| Sports equipment and membership fee cover if you can’t use your fitness club due to accidental injury | (max claim £500) | |
| Freezer contents | £500 | Unlimited |
| Garden contents cover | £500 | £1,500 |
| Business equipment in your home | £5,000 | £10,000 |
| Money in the home | £300 | £1,000 |
| Credit card misuse | £500 | £5,000 |
| Locks on outside doors | £500 | Unlimited |
| Matching items cover (we will make sure that any items damaged are replaced with matching items, i.e. sofa’s, bathroom ware) |
Apply now
Call us on
0800 051 5450
Minicom
0800 051 3030
Lines are open: Mon to Fri 8am-8pm, Sat 9am-4pm
(excluding public holidays) Calls may be recorded
(Quotes for Northern Ireland not available online - please call)




