Home insurance
Get a home insurance quote
New customers get a 20% online discount when applying online. Enter promotional code 20OFF into the ‘Your Details’ page when getting a quote.
All our policies come with a range of benefits to give you a fully comprehensive package.
- Monthly payments at no extra charge - ( 0.0% APR typical, subject to credit agreement and eligibility, over 18s only).
- Up to £50,000 contents cover as standard.
- Accidental damage cover - for DVD players, TVs, hi-fi equipment and PCs.
- Up to £25 paid towards any switching costs from your current provider.
Discounts for new NatWest home insurance customers
The 20% discount applies to new customers in the first year and to combined buildings and contents policies only. The offer can be withdrawn at any time. Quotes are valid for 90 days.
This offer applies to buildings, contents or combined policies in the first year only. Excludes optional home emergency cover and Family Legal Protection. Quotes are valid for 90 days. We reserve the right to withdraw this offer at any time.
Advantage Gold and Advantage Private members
Advantage Gold and Advantage Private members receive an additional 10% off in the first year bringing the total discount on our combined home insurance to 30%. The extra 10% discount also applies to buildings only and contents only policies.
Quotes are valid for 90 days.
A Membership fee of £12.95 applies to Advantage Gold accounts and £19.95 applies to Advantage Private accounts.
Car insurance customers
If you're a car insurance customer you can receive a further 10% discount in the first year. Get a quote online and then call us on 0800 051 5450 to claim your further car insurance customer discount. Minicom 0800 051 3030.
Exclusive NatWest Customer Offer
If you’re a NatWest customer and currently have home insurance with another provider, we’re offering you a great discount. If our quote isn’t at least £25 cheaper than your current home insurance premium or renewal quote (from your existing provider) we will beat it by £25.
What's more, if you're an Advantage Gold or Private customer, we will Guarantee to Beat your renewal quote by at least £35
A Membership fee of £12.95 applies to Advantage Gold accounts and £19.95 applies to Advantage Private accounts.
How it Works
- Get a quote
- We will apply any discounts you are eligible for
- If your quote isn't already at least £25 (or £35 for Advantage Gold and Private customers) cheaper than your current premium or renewal quote for your existing provider, call our UK customer service team on 0800 051 5450.
This offer is available to existing NatWest customers who take out a policy. It applies to new home insurance customers in the first year only. Cover must be on a like for like basis and you must not have suffered a burglary in the last 12 months, nor made more than two claims in the last three years. Excludes Elite Home. Available on all policies quoted by 31 October 2010. Quotes are valid for 90 days. You must provide proof of your existing provider's premium/renewal quote.
10% Car Insurance customer and 20% online discounts are applied consecutively to your individual premium.
| Standard cover | Elite cover | |
|---|---|---|
| Independent rating from Defaqto |  |  |
| Blanket buildings cover | Up to £1,000,000 | Unlimited |
| Garages and outbuildings (including sheds) |  | |
| Alternative accommodation | £25,000 | £35,000 |
| Burst or frozen plumbing in your home | | |
| Locks on outside doors | £1000 | Unlimited |
| Up to £25 towards switching fees from your mortgage lender | | |
| Accidental breakage of fixed glass and ceramic sanitary ware | | |
| Forced entry by emergency services | £1,000 | £2,000 |
| Standard cover | Elite cover | |
|---|---|---|
| Independent rating from Defaqto | | |
| Blanket contents cover | Up to £50,000 | Up to £100,000 |
| New for old cover | (apart from clothing) | |
| Accidental damage cover for home entertainment | | |
| Valuables single item limit | £2,000 | £3,000 |
| Sports equipment and membership fee cover if you can’t use your fitness club due to accidental injury | (max claim £500) | |
| Freezer contents | £500 | Unlimited |
| Garden contents cover | £500 | £1,500 |
| Business equipment in your home | £5,000 | £10,000 |
| Money in the home | £300 | £1,000 |
| Credit card misuse | £500 | £5,000 |
| Locks on outside doors | £1000 | Unlimited |
| Matching items cover (we will make sure that any items damaged are replaced with matching items, i.e. sofa’s, bathroom ware) | |
Apply now
Call us on
0800 051 5450
Minicom
0800 051 3030
Lines are open: Mon to Fri 8am-8pm, Sat 9am-4pm
(excluding public holidays) Calls may be recorded
(Quotes for Northern Ireland not available online - please call)
