Home Insurance
Get a home insurance quote
Work out the cost of insuring your home - get an online quote.
At NatWest, we believe in choice. That's why we offer two types of home insurance - Standard and Elite cover. Elite Home Insurance offers our highest level of cover for homes in the UK.
Reasons to apply for NatWest home insurance
- Monthly payments at no extra charge (subject to eligibility)
- New for old cover, apart from clothing
- Accidental damage cover for DVD players, TVs, hi-fi equipment and PCs
- Up to £1,500 cover for downloaded information, including music, games and films
- 24-hour household emergency helpline, helping to get the problem fixed by a local professional
- Specialist claims advisers in UK only call centres / your call will be answered by an advisor based in the UK
- Up to £25 paid towards any switching costs
- Cover for cash in the home, up to £300
- Up to £5,000 cover for business equipment in the home
- An extra 10% contents cover to insure Christmas presents (1 Dec to 15 Jan)
| Standard cover | Elite cover | |
|---|---|---|
| Independent rating from Defaqto |  |  |
| Blanket buildings cover | Up to £1,000,000 | Unlimited |
| Garages and outbuildings (including sheds) |  | |
| Alternative accommodation | £25,000 | £35,000 |
| Burst or frozen plumbing in your home | | |
| Locks on outside doors | £1000 | Unlimited |
| Up to £25 towards switching fees from your mortgage lender | | |
| Accidental breakage of fixed glass and ceramic sanitary ware | | |
| Forced entry by emergency services | £1,000 | £2,000 |
| Standard cover | Elite cover | |
|---|---|---|
| Independent rating from Defaqto | | |
| Blanket contents cover | Up to £50,000 | Up to £100,000 |
| New for old cover | (apart from clothing) | |
| Accidental damage cover for home entertainment | | |
| Valuables single item limit | £2,000 | £3,000 |
| Sports equipment and membership fee cover if you can’t use your fitness club due to accidental injury | (max claim £500) | |
| Freezer contents | £500 | Unlimited |
| Garden contents cover | £500 | £1,500 |
| Business equipment in your home | £5,000 | £10,000 |
| Money in the home | £300 | £1,000 |
| Credit card misuse | £500 | £5,000 |
| Locks on outside doors | £1000 | Unlimited |
| Matching items cover (we will make sure that any items damaged are replaced with matching items, i.e. sofa’s, bathroom ware) | |
Apply now
Call us on
0800 051 5450
Minicom
0800 051 3030
Lines are open: Mon to Fri 8am-8pm, Sat 9am-4pm
(excluding public holidays) Calls may be recorded
(Quotes for Northern Ireland not available online - please call)
