With NatWest Home insurance you can enjoy a wide range of benefits and a choice of Standard or Elite cover.
- Standard home insurance
- Contents cover up to £50,000 and £1m Buildings cover - Elite home insurance
- Contents cover up to £100,000 and Unlimited Buildings cover
20% off combined buildings and contents cover
New home insurance customers get 20% off combined buildings and contents policies in the first year.
If more than one discount applies than these will be deducted consecutively from your individual premium.
Select Silver, Advantage Gold and Black accounts
Select Silver, Advantage Gold and Black account members receive an additional 10% off in the first year only.
Includes Buildings and Contents policies as well as combined policies.
A monthly account fee of £8 for Select Silver, £12.95 for Advantage Gold and £24 for Black account applies.
Car insurance customers
Existing NatWest car insurance customers get a further 10% discount in the first year.
If more then one discount applies than these will be deducted consecutively from your individual premium.
All quotes valid for 90 days
If you’re a NatWest customer and currently have home insurance with another provider, we’re offering you a great discount. If our quote isn’t at least £25 cheaper than your current home insurance premium or renewal quote (from your existing provider) we will beat it by £25.
What's more, if you're a Select Silver Account, Advantage Gold or Black Account customer, we will Guarantee to Beat your renewal quote by at least £35
A monthly account fee of £8 applies to Select Silver Account, £12.95 applies to Advantage Gold and £24 applies to Black Account.
How it Works
- Get a quote
- We will apply any discounts you are eligible for
- If your quote isn't already at least £25 (or £35 for Select Silver Account, Advantage Gold and Black Account customers) cheaper than your current premium or renewal quote for your existing provider, call our UK customer service team on 0800 051 5450.
This offer is available to existing NatWest customers who take out a policy. It applies to new home insurance customers in the first year only. Cover must be on a like for like basis and you must not have suffered a burglary in the last 12 months, nor made more than two claims in the last three years. Excludes Elite, Essentials, Private, Buy to let Home insurance and existing NatWest Home insurance customers. This offer can be withdrawn at any time. Quotes are valid for 90 days. You must provide proof of your existing provider's premium/renewal quote.
| Standard cover | Elite cover | |
|---|---|---|
| Independent rating from Defaqto |  |  |
| Buildings Sum Insured | Up to £1,000,000 | Unlimited |
| Garages and outbuildings (including sheds) |  | |
| Alternative accommodation | £25,000 | £35,000 |
| Burst or frozen plumbing in your home | | |
| Locks on outside doors | £1000 | Unlimited |
| Up to £25 towards switching fees from your mortgage lender | | |
| Accidental breakage of fixed glass and ceramic sanitary ware | | |
| Forced entry by emergency services | £1,000 | £2,000 |
Do you live in rented or shared accommodation?
Our Essentials Contents insurance provides up to £14,000 contents cover and the option to specify individual items such as laptops or mobile phones, even when taken outside the home.
| Standard cover | Elite cover | |
|---|---|---|
| Independent rating from Defaqto | | |
| Contents Sum Insured | Up to £50,000 | Up to £100,000 |
| New for old cover | (apart from clothing) | |
| Accidental damage cover for home entertainment | | |
| Valuables single item limit | £2,000 | £3,000 |
| Sports equipment and membership fee cover if you can’t use your fitness club due to accidental injury | (max claim £500) | |
| Freezer contents | £500 | Unlimited |
| Garden contents cover | £500 | £1,500 |
| Business equipment in your home | £5,000 | £10,000 |
| Money in the home | £300 | £1,000 |
| Credit card misuse | £500 | £5,000 |
| Locks on outside doors | £1000 | Unlimited |
| Matching items cover (we will make sure that any items damaged are replaced with matching items, i.e. sofa’s, bathroom ware) | |
Apply now
Call us on
0800 051 5450
Customers with hearing and speech impairments can contact us by Minicom number
0800 051 3030
Lines are open: Mon to Fri 8am-9pm, Sat 9am-5pm, Sun 10am-5pm, Bank Holidays 9am-5pm (excluding Christmas and New Year)
(Quotes for Northern Ireland not available online - please call)
