Use your card abroad

With the NatWest debit card, you have a safe, easy and convenient way of paying for goods and services or withdrawing cash when you're abroad, just as you would at home.

With a NatWest Visa Debit card or Maestro card you can also pay for goods and services and withdraw cash worldwide.

So whether you are paying for a meal in Barcelona, or enjoying some shopping in Paris, you'll find that using your debit card abroad is just as easy as using it at home.

Using a Visa Debit card or Maestro card abroad couldn't be more convenient and safe. All we do is simply convert the amount you're paying or withdrawing into sterling, and apply transaction charges.

Then, the total amount is automatically debited from your account. Details of the transactions you make will appear on your statement so it really couldn't be easier.

To use your debit card, just look for the logos on cash machines and in retailers next time you are abroad, then use your card as normal.

Please remember that to be able to use your card abroad, you need to ensure you have enough funds in your account to cover your transaction - just as you would back home

If you have a card with Solo functionality in the UK you will be able to pay for goods and services abroad wherever you see the Maestro logo.

Below you'll see some ideas to help you get the most from your card when you use it abroad.

Transaction charges

The transaction charges when you use your card abroad and for transactions in currencies other than sterling are as follows:

When the bank debits a transaction in a foreign currency either at cash machines or at Point of Sale (POS), the amount is converted into sterling (using the Bank's prevailing exchange rate) and a transaction fee of 2.75% is added. This is known as the Exchange Rate Transaction Fee (ERTF) that covers Bank processing fees. The following charges are also payable for the two different types of transaction carried out in a foreign currency:

• For cash machine (ATM) withdrawals, 2% of the sterling transaction amount (minimum £2, maximum £5)
• For Point of Sale (POS) transactions there is a flat fee of £1.25