Upgrade your current account
It’s easy to upgrade your current account online
Expand / Collapse additional benefits | Select Account No monthly account fee | Select Silver
Account £10 per month | Select Platinum Account £16 per month |
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| Great if you... | ...want all the essentials to make everyday banking easy for you. | ...like films and music, European travel and want straightforward banking. | ... want 5* Defaqto rated insurances for worldwide travel, your mobile and car breakdown as well as much more. |
Find out more  | Find out more | Find out more | |
| Visa Debit card |  | | |
| Branch Banking - over 1,500 UK branches | | | |
| Award winning Online banking - 2011 Your Money Best Online Banking Provider | | | |
| UK Call centres 24/7 | | | |
| Mobile Banking and iPhone app | | | |
| Text alerts | | | |
| Full UK ATM access | | | |
| Emergency cash | | | |
| Overdraft (subject to eligibility) | | | |
| Overdraft interest free threshold | £100 | £100 | £100 |
| Cheque book (subject to eligibility) | | | |
| Direct Debits and standing orders | | | |
| Dedicated switching team | | | |
| Fraud alerts | | | |
| 5* Defaqto rated Travel insurance. | Annual multi trip European cover for you and any joint account holders (members and joint account holders aged 70 years and over must pay an additional annual premium of £50 per account) and you must call us if you have an existing medical condition. | Annual multi trip worldwide cover for you and those covered under the policy (members and joint account holders aged 70 years and over must pay an additional annual premium of £50 per account) and you must call us if you have an existing medical condition | |
| 5* Defaqto rated Mobile Phone Insurance | Covers original replacement value (excluding additional embellishments) | Covers original replacement value (excluding additional embellishments) | |
| 5* Defaqto rated UK Car Breakdown Cover - inc. Homecall | UK car breakdown cover | ||
| LOVEFiLM DVD Rentals (Online access is required) | | ||
| hmvdigital downloads IMPORTANT INFORMATION Despite the coverage regarding HMV in the media on Tuesday 15 January 2013, there will be no interruption to this benefit as it is powered by 7 Digital who are a separate entity to HMV. | | ||
| Identity Theft Assistance | | ||
| Preferential Travel Money | | | |
| National Trust Days Out – 2 Family Passes | | ||
| tastecard Membership | | ||
| Discounted Car Insurance - subject to minimum premium | | ||
| Show all 24 benefits | Show all 24 benefits | ||
| Find out more | Find out more  | Find out more |
Black Account
For a premium account with our highest levels of travel, protection and leisure benefits, choose a Black Account. You must earn at least £100,000, or £150,000 joint annual income for a joint account, or have savings of at least £50,000 with us to be eligible. Monthly fee £24.