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Expand / Collapse additional benefits Select Account
No monthly
membership fee
Select Silver
Account

£8 per month
Advantage
Gold

£12.95 per month
Great if you......want all the essentials to make everyday banking easy for you....like films and music, European travel and want straightforward banking....go on family holidays and want protection for your car, mobile and travel.
Visa Debit card
yesyesyes
Branch Banking - over 1,500 UK branches
yesyesyes
Award winning Online banking - 2011 Your Money Best Online Banking Provider
yesyesyes
UK Call centres 24/7
yesyesyes
Mobile Banking and iPhone app
yesyesyes
Text alerts
yesyesyes
Full UK ATM access
yesyesyes
Emergency cash
yesyesyes
Overdraft (subject to eligibility)
yesyesyes
Overdraft interest free threshold
yes
£100
yes
£100
yes
£100
Cheque book
yesyes
(subject to eligibility)
yes
Direct Debits and standing orders
yesyesyes
Dedicated switching team
yesyesyes
Fraud alerts
yesyesyes
5 Star Defaqto rated Travel insurance.
 yes
Annual multi-trip
European cover

(Members and joint account holders aged 70 years and over must pay an additional annual premium of £50).
yes
Annual multi-trip
Worldwide cover

(Members and their partners aged 70 years and over must pay an additional annual premium of £50).
Mobile Phone Insurance
 yes
Up to £750
replacement value
yes
Up to £1000
replacement value
Green Flag Car Breakdown Cover - inc. Homecall
  yes
LOVEFiLM DVD Rentals (Online access is required)
 yes 
hmvdigital downloads
 yes 
Identity Theft Assistance
 yesyes
Preferential Travel Money
 yesyes
Family days out - 20% off at over 200 UK attractions
  yes
Discounted packaged holidays - up to 10% off
  yes
Extended Warranty
  yes
Accidental death Insurance
  yes
Automatic purchase protection
  yes
Discounted Car Insurance - subject to minimum premium
 yesyes
Discounted Home Insurance
 yesyes
Great savings rates
  yes
Tailored rates on personal loans and credit cards and preferential overdraft rates
  yes
Show all 30 benefits  Show all 30 benefits
Potential savings  Up to £426 Up to £713
 Find out more
Find out more
Upgrade to a Select Silver Account
Find out more
Upgrade to an Advantage Gold Account

Black Account

For a premium account with our highest levels of travel, protection and leisure benefits, choose a Black Account. You must earn at least £100,000, or £150,000 joint annual income for a joint account, or have savings of at least £50,000 with us to be eligible. Monthly fee £24.