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Upgrade your current account

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Expand / Collapse additional benefits Select Account
No monthly
account fee
Select Silver
Account

£10 per month
Select Platinum
Account

£16 per month
Great if you......want all the essentials to make everyday banking easy for you....like films and music, European travel and want straightforward banking.... want 5* Defaqto rated insurances for worldwide travel, your mobile and car breakdown as well as much more.
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Apply online for a Select Account
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Apply online for a Select Silver Account
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Apply online for a Select Platinum Account
Visa Debit cardyesyesyes
Branch Banking - over 1,500 UK branchesyesyesyes
Award winning Online banking - 2011 Your Money Best Online Banking Provideryesyesyes
UK Call centres 24/7yesyesyes
Mobile Banking and iPhone appyesyesyes
Text alertsyesyesyes
Full UK ATM accessyesyesyes
Emergency cashyesyesyes
Overdraft (subject to eligibility)yesyesyes
Overdraft interest free thresholdyes
£100
yes
£100
yes
£100
Cheque book (subject to eligibility)yesyesyes
Direct Debits and standing ordersyesyesyes
Dedicated switching teamyesyesyes
Fraud alertsyesyesyes
5* Defaqto rated Travel insurance. yes
Annual multi trip European cover for you and any joint account holders

(members and joint account holders aged 70 years and over must pay an additional annual premium of £50 per account) and you must call us if you have an existing medical condition.
yes
Annual multi trip worldwide cover for you and those covered under the policy

(members and joint account holders aged 70 years and over must pay an additional annual premium of £50 per account) and you must call us if you have an existing medical condition
5* Defaqto rated Mobile Phone Insurance yes
Covers original replacement value (excluding additional embellishments)
yes
Covers original replacement value (excluding additional embellishments)
5* Defaqto rated UK Car Breakdown Cover - inc. Homecall  yes
UK car breakdown cover
LOVEFiLM DVD Rentals (Online access is required) yes 
hmvdigital downloads

IMPORTANT INFORMATION
Despite the coverage regarding HMV in the media on Tuesday 15 January 2013, there will be no interruption to this benefit as it is powered by 7 Digital who are a separate entity to HMV.
 yes 
Identity Theft Assistance yes 
Preferential Travel Money yesyes
National Trust Days Out – 2 Family Passes  yes
tastecard Membership  yes
Discounted Car Insurance - subject to minimum premium yes 
Show all 24 benefits  Show all 24 benefits
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Upgrade to a Select Platinum Account

Black Account

For a premium account with our highest levels of travel, protection and leisure benefits, choose a Black Account. You must earn at least £100,000, or £150,000 joint annual income for a joint account, or have savings of at least £50,000 with us to be eligible. Monthly fee £24.