Compare current accounts
Expand / Collapse additional benefits | Select Account No monthly account fee | Select Silver Account £10 per month | Select Platinum Account £16 per month |
|---|---|---|---|
| Great if you... | ...want all the essentials to make everyday banking easy for you. | ...like films and music, European travel and want straightforward banking. | ... want 5* Defaqto rated insurances for worldwide travel, your mobile and car breakdown as well as much more. |
Find out more  | Find out more | Find out more | |
| Visa Debit card |  | | |
| Branch Banking - over 1,500 UK branches | | | |
| Award winning Online banking - 2011 Your Money Best Online Banking Provider | | | |
| UK Call centres 24/7 | | | |
| Mobile Banking and iPhone app | | | |
| Text alerts | | | |
| Full UK ATM access | | | |
| Emergency cash | | | |
| Overdraft (subject to eligibility) | | | |
| Overdraft interest free threshold | £100 | £100 | £100 |
| Cheque book (subject to eligibility) | | | |
| Direct Debits and standing orders | | | |
| Dedicated switching team | | | |
| Fraud alerts | | | |
| 5* Defaqto rated Travel insurance. | Annual multi trip European cover for you and any joint account holders (members and joint account holders aged 70 years and over must pay an additional annual premium of £50 per account) and you must call us if you have an existing medical condition. | Annual multi trip worldwide cover for you and those covered under the policy (members and joint account holders aged 70 years and over must pay an additional annual premium of £50 per account) and you must call us if you have an existing medical condition | |
| 5* Defaqto rated Mobile Phone Insurance | Covers original replacement value (excluding additional embellishments) | Covers original replacement value (excluding additional embellishments) | |
| 5* Defaqto rated UK Car Breakdown Cover - inc. Homecall | UK car breakdown cover | ||
| LOVEFiLM DVD Rentals (Online access is required) | | ||
| hmvdigital downloads | | ||
| Identity Theft Assistance | | ||
| Preferential Travel Money | | | |
| National Trust Days Out – 2 Family Passes | | ||
| tastecard Membership | | ||
| Discounted Car Insurance - subject to minimum premium | | ||
| Show all 24 benefits | Show all 24 benefits | ||
| Find out more | Find out more | Find out more |
Black Account
For a premium account with our highest levels of travel, protection and leisure benefits, choose a Black Account. You must earn at least £100,000, or £150,000 joint annual income for a joint account, or have savings of at least £50,000 with us to be eligible. Monthly fee £24.
Our most basic bank account, offering just the essentials of current account banking.
- Bill payment facilities – set-up Direct Debit and standing order payments
- Cash withdrawals – withdraw up to £300 a day from any NatWest, RBS (including those in Tesco) or Ulster Bank cash machine in the UK.
- Withdraw money overseas – use your Visa Debit card at any overseas cash machine that shows the Visa logo – subject to fees and charges
- Manage your money – online, on the phone or at one of our 1,500 branches
If you would like a bank account with full access to UK cash machines, a Select Account may be more suitable.
Student current account
If you’re a first year undergraduate going to university, this account could help you while you study.
Graduate account
Make the move to the world of work, with an interest-free overdraft and tailored rate graduate loans. Over 18s only.
Your Adapt account comes loaded with benefits. Here are just a few of them:
- A debit card – use it in shops, over the phone and online. Plus, design the look of your card with your own photo, artwork or a design from our online library. There is a £5 charge for using your own design.
- Free texts or music downloads – when you top up your mobile at our cash machines
- Top tips – on managing your money and the chance to earn extra cash by sharing your ideas
Overdrafts
An overdraft can give you extra breathing space for your finances. Apply for an overdraft or change your limit. Over 18's only.
Make the most of your account benefits
Find out how to make the most of your benefits if you have a, Select Silver, Advantage Gold, Black account or Student account.
Upgrade your account
Add benefits like travel and mobile insurance or car breakdown cover– it's easy to upgrade your account online. Monthly account fees apply.
Switching to your NatWest account
It's easy to switch your everyday banking to NatWest because we have a dedicated switching team to do the work for you.