NatWest Personal Banking - Current accounts

Current accounts
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Our current accounts

Select Account

Our straightforward no monthly fee current account.

Select Silver Account

Like films, music, European travel and want straightforward banking? Monthly account fee �10.

Select Platinum Account

With 5* Defaqto rated insurances for worldwide travel, your mobile and car breakdown as well as much more. Monthly account fee �16

View our full range of current accounts

Tools & guides

Current account finder

Let us help choose the right account for you.

Guide to current accounts and debit cards

Standing orders and Direct Debits explained

Switching guide

Don’t bank with us already? It’s easy to switch to NatWest, our dedicated switching team will do the work for you.

Existing account holder?

Access your benefits

Sign in or register for Membership Services.

Upgrade your account

Upgrade to a Student account

Useful phone numbers

Rates & charges

Switch to NatWest

How to switch your everyday banking to your NatWest account.

Advantage Gold
Savings
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Our savings accounts

e-Savings

Instant access to your money 24/7 with no penalties or withdrawal charges.

e-ISA

Monthly interest with no withdrawal penalties.

Fixed Rate Bond: Internet Only Edition

Save for one year with a minimum deposit of �2,000. No partial withdrawals or additional deposits.

View our full range of savings accounts

Tools & guides

Financial checkup

Get a snapshot of your financial health & some useful first steps to consider as a start to financial planning.

Budget calculator

See if you could start saving.

Savings finder

Let us help you choose the right savings options.

Savings goals

Whatever you're saving for, set a goal and track your progress towards it.

ISA guide

What is an ISA? And why should you have one? Our simple guide can help.

Existing account holder?

Information for existing NatWest ISA customers

Savings rates
Investments
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Investments

Investments

Helping you plan your future investment.

Financial advice service

Get professional advice about your financial future.

Direct investing

Your choices explained - investments you can select yourself.

Tools and guides

Financial checkup

Get a snapshot of your financial health & some useful first steps to consider as a start to financial planning.

A guide to investments

A guide to ISA investments

A guide to investing for children

A guide to investing for retirement

Existing customers

Investments purchased before 3rd December 2012

Key customer documents

Online valuations
Loans
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Our loans

Personal Loan

Fixed payments for the lifetime of the loan

Borrow between �1,000 and �25,000

Only available to existing NatWest current account holders

FlexiLoan for Graduates

Student & professional loans

Tools & guides

Loans Calculator

Debt Consolidation

Common questions

Guide to loans

Financial checkup

Get a snapshot of your financial health & some useful first steps to consider as a start to financial planning.

Existing loan customer?

Borrowing more?

How to apply for extra borrowing if you are an existing NatWest loans customer

Change your repayment options

Experiencing repayment difficulties?
Credit cards
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Our range of credit cards

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Student Credit Card

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Manage your card

Your card benefits
Mortgages
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New to NatWest mortgages

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Offset flexible mortgage

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Switch to a new deal online

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Changing your details

Offset flexible mortgage

Tools & guides

How much can I borrow?How much can I borrow?

Mortgage calculator Mortgage calculator

Rate change calculator

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Offset flexible mortgage calculator

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Insurance
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Our insurance products

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Already have a quote?

Retrieve a saved home or car insurance quote
Travel & international
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Our travel services

Travel money

Easy to order currency and Travellers Cheques.

Our international services

International payments

Make or receive cross-border payments & currency payments.

Offshore banking

Our range of offshore banking and investment services.
Ways to bank with us
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Online Banking

Our Online Banking service

Why bank online?

Help and support for online banking

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Our Mobile Banking service

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Find a convenient branch or cash machine.

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Current accounts

 Current Accounts
 Helps you manage your money how, when and where you want
Find a new account 
Switch to NatWest 
 Personal Banking Helping you do those everyday things
Award-winning online bankingWe're the 2012 Your Money Best Online Banking Provider.
24 hour UK call centresYou can talk to us any time, day or night.
Mobile bankingBank on demand with our Mobile app.
Emergency cashAccess your money at our ATMs if you lose your debit card. Limits apply.
 Our most popular accounts
Select AccountEveryday banking made easy with our award-winning mobile banking (FS Tech Awards 2012) and no monthly fee.
Read more for Select Account 
Select Silver AccountA current account with European travel insurance, LOVEFilm and music downloads for �10 a month. 
 
Read more for Select Silver Account 
Select Platinum AccountFantastic protection and leisure benefits for the whole family for just �16 a month. 
 
Read more for Select Platinum Account 
 Student 
Account  
 Graduate 
Account 
 Young People 
Account  
 Basic 
Account 
 Black 
Account 
 
 Existing customer Already banking with us?
Things may have changed in your life since you opened your current account with us. That’s why we make it easy to upgrade.
Upgrade current account 
Make the most of your account benefits 
Bank on demand with our Mobile app 
 Helpful tools Quick ways to work out your options
Compare 
accounts 
Account 
finder 
Ways to switch 
your account 
Compare our accounts at a glance
Help me choose the right current account.
Find a convenient way to switch your account.