Online Banking
Current accounts
We have a range of services to make your everyday banking simple and straightforward
Helpful banking comes as standard with every NatWest current account
All the essentials to make everyday banking easy
- No monthly account fee
- Visa debit card
- UK only call centres
- Overdraft (subject to eligibility)
Manage your money the way you like with our award winning Online Banking, mobile banking apps and at over 1,500 branches
Save money on things you may already spend on
- Annual European travel insurance - Members and joint account holders aged 70 years and over must pay an annual premium of £50
- Mobile phone insurance
- 5 music download every month from hmvdigital
- 3 DVD rentals every month from LOVEFiLM
Plus other great benefits worth up to £426 a year
Everyday banking with added protection
- Annual worldwide travel insurance - Members and joint account holders aged 70 years and over must pay an annual premium of £50
- Mobile phone insurance
- Green Flag Breakdown Cover
- Discounts on holidays, flights and hotels
5 star defaqto rated account with extra benefits worth £713 a year
Quick Links
For our Existing customers
Overdrafts
An overdraft can give you extra breathing space for your finances. Apply for an overdraft or change your limit. Over 18's only
Make the most of your account benefits
Find out how to make the most of your benefits if you have a, Select Silver, Advantage Gold, Black account or Student account.
Upgrade your account
Add benefits like travel and mobile insurance or car breakdown cover– it's easy to upgrade your account online. Monthly account fees apply.
Switching to your NatWest account
It's easy to switch your everyday banking to NatWest because we have a dedicated switching team to do the work for you.
Navigation menu
Overdrafts
Extra breathing space for your finances
If you're over 18, an overdraft can give you flexibility and access to some extra money (subject to eligibility and account holding).
Borrow up to your approved limit at any time, and:
- Increase or decrease your limit whenever you want
- Only pay interest on what you borrow - within your agreed limit
- No need to renew your overdraft
Make payments on the move with Mobile Banking
Mobile Banking is available on iPhone, iPad, Android and BlackBerry smartphones
Manage your money
Check your balance, pay your friends, family and bills and move money between your NatWest accounts.
Mini statements
See your last six transactions for all your online accounts including:
- Current accounts
- Savings accounts
- Credit cards
- Loans
- Mortgages
Find a cash machine when you're out and about
Get details of your nearest NatWest branches and cash machines.
About the service
You can get Mobile banking if:
- You are a NatWest customer registered for Online Banking
- You have a personal account with a debit card
- You're over 11 and have a mainland UK mobile number starting 07
NatWest will not charge you for any Mobile Banking services, however, your mobile network provider might charge depending on your tariff.
If you have a NatWest current account download the mobile banking app.
Our award winning service
We’re the 2011 Your Money Best Online Banking Provider.
Our online banking service helps you:
- Stay in control - online banking makes looking after your money even easier
- Bank when it suits you - day and night, you can do your banking whenever it suits you
- Transfer money - make instant transfers to any NatWest account - and transfer money to other UK bank accounts
- Pay bills - forget cheques, it's quicker and safer to send money online. You can even set up standing orders for regular payments and manage your Direct Debits
- Manage your account - check balances and statements, searching through up to seven years of transactions. It's easy to find what you're looking for.
- Stay safe - with free security software, card readers and secure servers, we're working hard to beat the fraudsters
To sign up for online banking you need to have a NatWest account and be aged 16 or over.
Please note that system updates will mean that online banking is unavailable for short periods in the early hours of the morning.
Emergency Cash
If your debit card is lost or stolen and find yourself short of money, we can provide you with emergency cash.
Just phone the bank report your card missing and get a six-digit code which you can use to access money from any RBS, NatWest or Ulster cash machine.
You can access up to £300 if you're an online or phone banking customer and up to £60 if you're not.
To use this service you must:
- be a NatWest customer
- have at least £25 available in your account
- have enough money available to cover what you take out